By: Robert J. Nahoum
Erin Capital Management, LLC is an infamous collection agency and debt buyer, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. The debt buyers then try to collect the full amount from consumers, plus interest, penalties, late fees, overdraft fees, attorney’s fees and whatever other kinds of fees they can dream up.
Erin Capital Management, LLC is regularly represented in New York and New Jersey by what they claim is the independent law firm Eltman, Eltman and Cooper, P.C. While Erin Capital Management, LLC and Eltman, Eltman and Cooper, P.C. claim to be independent of one another, they are often accused of being tied by the same ownership. The two entities share the same office space and share employees. Erin Capital Management, LLC and Eltman, Eltman and Cooper, P.C. are both located at:
New York, NY 10005
Erin Capital Management, LLC and Eltman, Eltman and Cooper, P.C are notorious violators of federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA) and are sued regularly by consumers for these violations. The FDCPA is a federal law that regulates the collection of consumer debts. It precludes third party debt collectors from using false, misleading, deceptive and harassing debt collection tactics.
Accusations against collection agencies like Erin Capital Management, LLC include
- Harassing consumer over the phone,
- Misleading consumers about the character, amount or legal status of the debt
- Communicating with consumers who demanded that communications cease and desist,
- Suing consumers in the wrong court,
- The collection of any amount (including any interest and penalties) unless that amount is expressly authorized by the agreement creating the debt or permitted by law.
- Without the consumer’s consent, communicating with any person other than you or your attorney in connection with the collection of a debt.
- Calling consumers before 8 am or after 9 pm.
- Calling consumers an unreasonable number of times.
- Using profane or other abusive language.
If Erin Capital Management, LLC has been harassing you, consider hiring a qualified attorney experienced in debt defense and the Fair Debt Collection Practices Act. If a debt buyer like Erin Capital Management, LLC violates the FDCPA, you can sue it for statutory damages up to $1,000.00 plus actual damages (like pain and suffering) and your attorney’s fees. In FDCPA cases, most good consumer lawyers don’t charge their clients a penny out of pocket.