By: Robert J. Nahoum THE PROBLEM For so many people these days, the cell phone is the primary means of telephonic communication. Many people don't even have landlines any more. However, cell phones are different from landlines in a variety of ways the most important of which is that most cell phone plans apply per charge calls or per minute […]
Can You Have Your Wages Be Garnisheed by More Than one Judgment Creditor at a Time?
By: Robert J. Nahoum THE PROBLEM The economy has been rough for so many working people. Like many others you relied on credit cards to make ends meet between jobs. Now that you're working again, you're trying to pick up the pieces. The credit card companies don't care what your story is, they don't care how you got where you […]
Who Are the Parties to a Debt Collection Lawsuit?
By: Robert J. Nahoum Being sued for a debt is stressful enough. The process is made even more stressful when it is unclear who all the various parties to a debt collection lawsuit are. THE PLAINTIFF In every lawsuit, the party who brings the suit is called the "Plaintiff". The Plaintiff in a debt collection lawsuit is either the party […]
In What Courts Are New York Debt Collection Cases Filed?
By: Robert J. Nahoum The New York court system is called the "New York State Unified Court System". However, the courts don't always seem to be "unified". There are a variety of different courts in different parts of the state that hear different kinds of cases. Each county has a "Supreme Court". The Supreme Court has the jurisdictional authority to […]
2nd Cir. Court Of Appeals Allows Fraudulent Default Judgment Class Action to Proceed
By: Robert J. Nahoum THE PROBLEM: In the matter Sykes et al v. Mel S. Harris and Associates LLC et al, the U.S. Court of Appeals, 2nd Circuit has ruled that a district court was in its rights to grant class action status to a case in which debt buyer Leucadia National Corp and its lawyers Mel Harris and Associates […]
A Nickel Tour of New York’s New Debt Collection Rules
By: Robert J. Nahoum New York State recently enacted new debt collection laws designed to protect consumers. The new rules address a number of known abuses and lack of information provided to consumers. WHO IS COVERED? Under the new rules "any person engaged in a business the principal purpose of which is the collection of debts," or "any persons who […]
NY Debt Collection Law-Firm Cohen & Slamowitz Filed 8,680 Collection Cases In 2014
By: Robert J. Nahoum Cohen & Slamowitz, LLP is an infamous debt collection law-firm representing a creditor or debt buyer. Debt buyers buy up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. According to the New York State Unified Court System, Cohen & Slamowitz filed more […]
Portfolio Recovery Associates Filed 22,044 NY Debt Collection Cases In 2014
By: Robert J. Nahoum Portfolio Recovery Associates, LLC is an notorious "debt buyer", buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. According to the New York State Unified Court System, Portfolio Recovery Associates filed a whopping 22,044 New York debt collection lawsuits in 2014 […]
Debt Buyer Cavalry Portfolio Services Filed 2,516 New York Debt Collection Cases In 2014
By: Robert J. Nahoum Cavalry Portfolio Services is an notorious "debt buyer", buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. According to the New York State Unified Court System, Cavalry filed more than 2,500 New York debt collection lawsuits in 2014 alone. Debt collection […]
Debt Buyer CACH LLC Filed 6,721 New York Debt Collection Cases In 2014
By: Robert J. Nahoum CACH, LLC is an notorious "debt buyer", buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. According to the New York State Unified Court System, CACH, LLC filed more than 6,721 New York debt collection lawsuits in 2014 alone. Debt collection […]