Sued By PYOD LLC in New York or New Jersey?
- November 8th, 2017
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By: Robert J. Nahoum THE PROBLEM: You’ve just discovered that your bank account has been frozen or that your wages are being garnished. You learn that a default judgment has been entered against you by some company called PYOD, LLC….
What is a Good Settlement with Cavalry Portfolio Services?
- July 3rd, 2015
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By: Robert J. Nahoum The notorious debt buyer Cavalry Portfolio Services has sued you for an old debt that they bought from an original creditor. You are considering whether to fight them or to reach a reasonable settlement and get…
What is “Chain of Title” in a Debt Buyer Debt Collection Case?
- June 22nd, 2015
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By: Robert J. Nahoum Consumers sued in debt collection cases often find themselves up against companies they have never heard of. Names like Midland Funding, LVNV Funding, CACH LLC, New Century Financial Services, Portfolio Recovery Associates, Unifund and Calvary Portfolio…
Are Debt Settlement Companies Against The Law In New York?
- April 15th, 2015
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By: Robert J. Nahoum THE PROBLEM: Being overwhelmed by debt is an all too common occurrence. You lost your job, your hours got cut or maybe you just got behind on bills, whatever led you to this point, your debt…
What is a Limited Scope Engagement?
- April 7th, 2015
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By: Robert J. Nahoum THE PROBLEM: You’ve been served was a summons and complaint or discovered that you have a default judgment entered against you. It’s a debt collector suing you on an old credit card or medical debt. You’ve…
Debt Collection Calls To Your Cell Phone?
- April 6th, 2015
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By: Robert J. Nahoum THE PROBLEM For so many people these days, the cell phone is the primary means of telephonic communication. Many people don’t even have landlines any more. However, cell phones are different from landlines in a variety…
Can You Have Your Wages Be Garnisheed by More Than one Judgment Creditor at a Time?
- March 10th, 2015
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By: Robert J. Nahoum THE PROBLEM The economy has been rough for so many working people. Like many others you relied on credit cards to make ends meet between jobs. Now that you’re working again, you’re trying to pick up…
Who Are the Parties to a Debt Collection Lawsuit?
- March 9th, 2015
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By: Robert J. Nahoum Being sued for a debt is stressful enough. The process is made even more stressful when it is unclear who all the various parties to a debt collection lawsuit are. THE PLAINTIFF In every lawsuit, the…
In What Courts Are New York Debt Collection Cases Filed?
- February 13th, 2015
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By: Robert J. Nahoum The New York court system is called the “New York State Unified Court System”. However, the courts don’t always seem to be “unified”. There are a variety of different courts in different parts of the state…
2nd Cir. Court Of Appeals Allows Fraudulent Default Judgment Class Action to Proceed
- February 11th, 2015
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By: Robert J. Nahoum THE PROBLEM: In the matter Sykes et al v. Mel S. Harris and Associates LLC et al, the U.S. Court of Appeals, 2nd Circuit has ruled that a district court was in its rights to grant…