By: Robert J. Nahoum Debt collectors can often win debt collection lawsuits based on a standard called “Summary Judgment†(also referred to as “judgment as a matter of lawâ€).  Summary judgment is awarded in favor of one party and against the other without a trial.  To win summary judgment, the proponent must show that all the evidence likely to be […]
Cavalry Portfolio Loses Summary Judgment Where Consumer Objected to Account Statement
Cavalry Portfolio Services Not Entitled to Judgment as a Matter of Law, Failed to Prove Standing
By: Robert J. Nahoum In a debt collection lawsuit, the Plaintiff (the party bringing the lawsuit) always has the burden to prove that the Defendant (the party being sued) is responsible for the debt. To meet this burden, a junk debt buyer like Cavalry Portfolio Services must prove that (1) it has the right to sue; (2) the debt is […]
Midland Funding Lawsuit Dismissed For Failure to Prove Standing
By: Robert J. Nahoum In a debt collection lawsuit, the Plaintiff (the party bringing the lawsuit) always has the burden to prove that the Defendant (the party being sued) is responsible for the debt. To meet this burden, a junk debt buyer like Midland Funding must prove that (1) it has the right to sue; (2) the debt is attributable […]
Debtor Entitled to a Protective Order Until Midland Funding Shows Standing
By: Robert J. Nahoum Debt collection lawsuits brought by junk debt buyers like Midland Funding differ significantly from those brought by original creditors because junk debt buyers often lack the proof needed to win the case. In a debt collection lawsuit, the Plaintiff (the party bringing the lawsuit) always has the burden to prove that the Defendant (the party being […]
Midland Funding Ran Out the Clock on a New York Debt Collection Case
By: Robert J. Nahoum Infamous debt buyer Midland Funding, LLC files thousands and thousands of debt collection cases in New York every year. Midland and its attorneys are often accused of being sloppy in how they handle such a high volume of cases. One recent case in Wayne County New York illustrates this sloppiness. Midland had first filed a consumer […]
A Tremendous Victory for New York Debt Collection Scheme Victims
By: Robert J. Nahoum As reported in the NY Times on Friday, November 13, 2015, a class of approximately 355,000 New York consumers victimized by the fraudulent debt collection practice of sewer service will receive $59 million in a class-action settlement that also bars a major network of debt collectors from continuing the unlawful practice. The settlement involves a network […]
Midland Funding Case Stricken from Court Calendar for Failure of Evidence
By: Robert J. Nahoum It is common knowledge among debt collection attorneys (both plaintiffs and defendants) that debt buyers lack the evidence needed to prove their cases. Nevertheless, debt collectors win these cases because of defaults by the consumers and the costs of litigation. Judge Ignatius L. Muscarella of the First District Court of Nassau County was having none of […]
How Much is Too Little for Midland Funding to Sue on?
By: Robert J. Nahoum It goes without saying that consumer debt collection is a high volume business. Debt buyers like Midland Funding, LLC buy tens of thousands of consumer accounts with the full knowledge that they will only collect on a fraction of them. Midland Funding’s debt collection business model is to sue consumers on these purchased accounts in debt […]
Mel Harris & Associates Is Out of Business
By: Robert J. Nahoum Embattled New York debt collection law firm Mel Harris & Associates has closed its doors forever. Through its harassing and abusive debt collection tactics, Mel Harris & Associates has disrupted the lives of tens of thousands of New York consumers for years. Â Well, it appears the chickens finally came home to roost. Mel Harris & Associates […]
Kirschenbaum & Phillips, PC – Sloppy and Noncompliant
By: Robert J. Nahoum Infamous debt collection law-firm Kirschenbaum & Phillips, PC was bench slapped by Federal District Court Judge Eric N. Vitaliano for its “sloppiness and inattention to rules and detail” in a scathing opinion issued by the Court. The matter entitled Rivero v. Kirschenbaum & Phillips, PC, was filed in United States District Court, Eastern District of New […]