What is the New Jersey Consumer Fraud Act?

By: Robert J. Nahoum THE PROBLEM: Every day in American consumers fall victim to unscrupulous business practices.  The fraudsters are indiscriminate and will rip off whomever they can in any way they can.  The scams cover a wide variety of business endeavors including construction, car sales, and finance and debt collection.  There are federal consumer protection laws intended to protect […]

Who Are Consumer Attorneys?

By: Robert J. Nahoum   There are all kinds of lawyers out there: real estate lawyers, personal injury lawyers, corporate lawyers, Wall Street lawyers and consumer lawyers to name a few.  The good old days of the country lawyer who did it all have given way to specializations, attorneys who focus on or discrete areas of law.  If you’ve never had […]

Can Debt Collectors Call Me at Work?

By: Robert J. Nahoum THE PROBLEM: Times are tough for you as they are for so many of us these days.  You’ve fallen behind on bills and the debt collectors have been after you.  You get regular letters in the mail and your phone rings all the time.  Now, you’re getting those calls at work.  Even worse, the debt collectors are […]

Sued By Cavalry Portfolio Services, LLC In New York or New Jersey?

By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint.  Cavalry Portfolio Services, LLC is suing you for an old debt. WHO IS CAVALRY PORTFOLIO SERVICES, LLC?: Cavalry Portfolio Services, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies […]

Sued By Asset Acceptance, LLC In New York or New Jersey?

By: Robert J. Nahoum The PROBLEM: You have just been served was a summons and complaint.  Asset Acceptance, LLC is suing you for an old debt. WHO IS ASSET ACCEPTANCE, LLC?: Asset Acceptance, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on […]

Sued By CACH LLC In New York or New Jersey?

By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint.  CACH, LLC is suing you for an old debt. WHO IS CACH, LLC?: CACH, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. The […]

Should I Ignore The Debt Collection Agency?

By: Robert J. Nahoum THE PROBLEM: Anyone who has ever dealt with a debt collection agency knows how invasive, harassing and annoying they can be.  The phone rings incessantly and the letters in the mail never seem to stop.  What to do?  With a debt collection agency on your trail, there are a few options available to you: Pay them in […]

Can a Debt Collector Text Me?

By: Robert J. Nahoum THE PROBLEM: In their ever creative ways to communicate with consumers and harass them into paying debts, two Glendale California based debt collectors began a campaign of sending text messages to consumers in which they failed to disclose that the texts were coming from a debt collector. The Rule: In a recent suit, the Federal Trade Commission […]