Sued By Jefferson Capital Systems, LLC In New York or New Jersey?

By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called Jefferson Capital Systems, LLC.  You’ve received a notice from your County Sheriff or a New York City Marshall that […]

US Equities Default Judgment Voluntarily Vacated and Lawsuit Dismissed Due to Sewer Service

By: Robert J. Nahoum RECENT VICTORY: Our client recently discovered a default judgment entered against him nearly ten years earlier in the Sherrill City Court by junk debt buyer U.S. Equities Corp.. After consulting with our firm, we were retained and were successful in having the default judgment voluntarily vacated and the entire case dismissed.  We were able to show […]

How to Tell the Legitimate Debt Collectors from the Frauds

By: Robert J. Nahoum Anyone who has ever dealt with a debt collectors knows how invasive and annoying they can be.  The phone rings incessantly and the letters in the mail never seem to stop.  Sometimes debt collectors cross the line between aggressive debt collection and harassment. When they do cross that line, Federal consumer protection laws step in to […]

New Century Financial Services Filed 8,548 NY Debt Collection Cases In 2014

By: Robert J. Nahoum New Century Financial Services, Inc. is an notorious “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. According to the New York State Unified Court System, New Century Financial Services filed more than 8,548 New York debt collection lawsuits […]

Subsequent Debt Collectors Must Provide FDCPA Validation Notice

By: Robert J. Nahoum   THE PROBLEM: The debt collection industry moves fast – a debt collector calling you today may be different from a debt collector that called you the previous week trying to collect the very same debt.  How do you know who you are dealing with? THE RULE: Federal debt collection laws, known as the Fair Debt Collection […]

How Many New York Debt Collection Cases Did New Century Financial Services, Inc. File in 2013?

  By: Robert J. Nahoum New Century Financial Services, Inc. is an notorious “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. According to the New York State Unified Court System, New Century Financial Services, Inc. filed more than 10,300 New York debt […]

Who is SRA Associates Inc.?

By: Robert J. Nahoum THE PROBLEM: Your phone is ringing off the hook and debt collection letters are filling up your mailbox.  Most of those letters and calls are coming from some company calling itself SRA Associates Inc.. WHO IS SRA ASSOCIATES INC.?: SRA Associates Inc. is an infamous debt collection agency.  According to SRA Associates Inc., The core focus and […]

Have You Been Sued by Resurgent Capital Services, L.P. In New York or New Jersey?

By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint.  Resurgent Capital Services, L.P. is suing you for an old debt. WHO IS RESURGENT CAPITAL SERVICES, L.P.?: Resurgent Capital Services, L.P. is the sister collection agency for infamous “debt buyerâ€,  LVNV Funding, LLC, who buys up portfolios of old debt from banks, credit card companies, […]

Who is the Least Sophisticated Consumer?

By: Robert J. Nahoum   THE PROBLEM: You’ve fallen behind on bills and get a debt collection letter from a lawyer.  The letter says that if you don’t pay a $75 medical bill you will be sued. You’re a pretty smart guy and you know that the lawyer is just blowing smoke – he’s not really going to sue you for […]