Will I Have Miss Work for My Debt Collection Case?

By: Robert J. Nahoum The Problem: You’ve been served was a summons and complaint or discovered that you have a default judgment entered against you.  You’ve been sued by a debt collector on an old debt.  You filed your answer to the lawsuit or filed an order to show cause to vacate the default judgment and the court has scheduled […]

What Happens at a Debtor Exam?

By: Robert J. Nahoum The Problem: You were sued by a debt collector and a judgment has been entered against you.  The judgment creditor is hell bent on collecting on that judgment and has served you with a subpoena for a debtor exam.  What is it and what should you expect? The Rules: After a judgment has been entered against […]

Does the FDCPA Cover Money Owed to the Government?

By: Robert J. Nahoum THE PROBLEM: You’ve been getting endless debt collection calls from a debt collection agency trying to collect a government resulting from a speeding ticket, a housing code violation, a criminal fine or even an overdue library book penalty.  The debt collector has been harassing you with incessant calls, false threats and misleading information. Can you sue […]

What is Arbitration?

By: Robert J. Nahoum As technology has advanced our lives have undoubtedly been made easier.  There is no shortage of companies lining up to provide us with one sort of a service or another.  Some we pay for like our cell phones, cable, internet and Netflix while others are free like Facebook, twitter and Youtube.  One thing these companies all […]

What is The Credit Repair Organizations Act?

By: Robert J. Nahoum THE PROBLEM: For many, your credit score has a powerful influence on your life.  Your score influences how much your home and your car will cost and whether you will be approved for insurance, an apartment and even a job.  With stakes this high, a lot of attention is paid to improving people’s scores.  Everywhere you […]

What is a Good Settlement with Rubin & Rothman?

By: Robert J. Nahoum The notorious debt collection law firm Rubin & Rothman has sued you for an old debt that they bought from an original creditor.  You are considering whether to fight them or to reach a reasonable settlement and get on with your life. You now have to determine how much is a good settlement with Rubin & […]