By: Robert J. Nahoum
According to data from the New York State Unified Court System, Roach & Murtha, which now often operates under the name Murtha & Associates, ranked among New York’s most aggressive debt collection law firms in 2025—filing 2,982 debt collection lawsuits that year alone.
Who Murtha & Associates Represents
Murtha & Associates regularly represents major junk debt buyers such as Security Credit Services, LLC, Accelerated Inventory Management, LLC, North West LLC, CKS Prime Investments, LLC, and Velocity Investments, LLC. The firm also litigates on behalf of well-known banks, including Discover Bank, Citibank, and Chase, pursuing consumers for charged-off or sold accounts.
How Murtha & Associates Operates
Despite being a law firm by name, Murtha & Associates often functions like a collection agency with legal authority, using the power of New York’s courts as a tool for debt recovery.
Once they obtain a judgment, they can freeze bank accounts, garnish wages, and issue subpoenas—all powerful tactics available under New York law to enforce debts.
Behind the scenes, these firms typically employ a limited number of attorneys and rely heavily on non-lawyer collection staff. As a result, many consumers never actually speak with a licensed lawyer but instead deal debt collection agents whose goal is to extract payment as quickly as possible.
Alleged FDCPA Violations
Murtha and several of its debt buyer clients have faced repeated accusations of violating the Fair Debt Collection Practices Act (FDCPA)—a federal law designed to prohibit false, misleading, or harassing debt collection behavior. Such infringements can result in consumer lawsuits, court sanctions, and significant financial penalties for noncompliant collectors.
Know Your Rights and Take Action
If you’ve been contacted or sued by Murtha & Associates, you are protected under both federal and New York debt collection laws. The Law Offices of Robert J. Nahoum, P.C. defends consumers across New York and New Jersey, helping to:
- Stop unlawful collection harassment
- Challenge improperly filed or unsupported lawsuits
- Hold debt collectors accountable under the FDCPA and state law
Contact Us Today
📍 Brooklyn & Hudson Valley Offices
📞 (845) 232-0202
📧 info@nahoumlaw.com
If you’ve been targeted by a debt collection law firm like Murtha & Associates, don’t face it alone—you have legal rights, and we can help you protect them.