By: Robert J. Nahoum
Cavalry Portfolio Services is an notorious junk debt buyer, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.
According to the New York State Unified Court System, Cavalry filed nearly 2,000 New York debt collection lawsuits in 2015 alone.Â Debt collection cases like these are most often brought in New Yorkâ€™s civil, city and small claims courts.
You may be asking â€“ â€œhaving filed this many cases in New York alone, how can Cavalry be sure I owe them money?â€Â The simple answer is they canâ€™t.Â To Cavalry you are little more than an entry on a spreadsheet, you are data.
In a debt collection lawsuit, Cavalry must prove that you are responsible for the debt.Â To meet this burden, Cavalry must prove that: (1) it has the right to sue you; (2) that debt is yours; and (3) you owe the amount they sued you for.
Cavalry is exclusively represented in New York by the debt collection law-firm mill Schachter Portnoy, L.L.C.Â Schachter Portnoy is a New Jersey firm with its principal office in Princeton.Â However, in New York, Schachter Portnoyâ€™s address is conveniently the exact same address where Cavalryâ€™s headquarters are:
500 Summit Lake Drive
Valhalla, NY 10595
Cavalry and Schachter Portnoy are notorious violators of federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA) and are sued regularly by consumers for these violations.Â The FDCPA is a federal law that regulates the collection of consumer debts. It precludes third party debt collectors from using false, misleading, deceptive and harassing debt collection tactics.
If you need help settling or defending a debt collection law suit, stopping harassing debt collectors or suing a debt collector, contact us today to see what we can do for you.Â With office located in the Bronx, Brooklyn and Rockland County, the Law Offices of Robert J. Nahoum defends consumers in debt collection cases throughout the Tristate area including New Jersey.
The Law Offices of Robert J. Nahoum, P.C