By: Robert J. Nahoum You’ve been served was a summons and complaint or discovered that you have a default judgment entered against you. It’s a debt collector suing you on an old credit card or medical debt.  You filed your answer or your order to show cause and now have a court date. One of the important questions you are […]
5 Things to know Before Appearing in the New York City Civil Court for a Debt Collection Case
Why Was My Order to Show Cause to Vacate a Default Judgment Denied?
By: Robert J. Nahoum THE PROBLEM: You were recently surprised to find that your bank account was frozen or your wages were garnisheed. You learned that a debt collector had been awarded a default judgment against you.  You went to court to file an “Order to Show Cause†to vacate the default judgment but have now just been told that […]
Are Attorneys’ Fees Recoverable in a New York Debt Collection Defense Case?
By: Robert J. Nahoum THE PROBLEM You have been sued by a debt collector, you hired an attorney who timely answered the lawsuit and has won. The debt collector has lost the case because you are not the person who opened the credit card, or perhaps because they don’t have the proof they need to win. Whatever the reason, you […]
Can an Information Subpoena Violate the FDCPA?
By: Robert J. Nahoum THE PROBLEM: You come home to certified mail notice from the post office. Knowing that few good things come to you by certified mail; you are immediately concerned. Off to the post office you go to uncover the mystery. When you open the envelope, you are baffled to see a legal looking document that calls itself […]
Can a Debt Collector Charge Interest on an Old Debt?
By: Robert J. Nahoum THE PROBLEM You’ve been getting phone calls and letters from a debt collector on an old credit card bill. The amount they are trying to collect seems to be a lot more than you thought you owed. What can account for the larger than expected balance? Could it be interest? THE RULES Federal debt collection laws […]
Who is Linda Strumpf?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint or discovered that your bank account has been frozen or your wages are being garnisheed. Turns out, you have been sued by a company called U.S. Equities Corp. for an old junk debt. WHO IS U.S. EQUITIES CORP.?: U.S. Equities Corp. is a junk […]
What Is Sewer Service?
By: Robert J. Nahoum THE PROBLEM The cashier at the grocery store rings you up, you swipe your debit card and embarrassingly, the cashier tells you that your card is no good. You call your bank and are told that your bank account has been frozen. How can this have happened? Turns out, you were sued by a debt collector, […]
The High Cost of Adjournments in New York Debt Collection Cases
By: Robert J. Nahoum THE PROBLEM A debt collector has served was a summons and complaint or you’ve discovered that a debt collector has a default judgment against you. You show up to court expecting to put an end to your case but the debt collection attorney is unprepared and requests that the court grant an adjournment. What does this […]
Student Loan Debt Buyer National Collegiate Student Loan Settles Claims of Unfair Debt Collection Practices with the Federal Government
By: Robert J. Nahoum National Collegiate Student Loan Trust (NCSLT) is a unique “junk debt buyer†that few people have ever heard of. NCSLT is in the business of specifically buying private student loans from banks. Much like the mortgages involved in the financial and foreclosure crisis of just a few years ago, private student loans are packaged together as […]
Palisades Collection and its Lawyers Pressler & Pressler Settle New York FDCPA Claims for $3.9 Million and Reversal of 48,000 default judgments
By: Robert J. Nahoum In 2014, a lawsuit was filed against New Jersey-based, publicly traded, junk debt buyer Asta Funding, its subsidiary Palisades Collection and their attorneys Pressler and Pressler. The suit filed in the United States District Court for the Southern District of New York alleged violations of the Fair Debt Collection Practices Act (FDCPA), a federal law that […]