GOP Senate and Trump Administration Vote to Kill CFPB Rule Limiting Use of Binding Arbitration Clauses

In a 50/50 tie, broken only by the vote of VP Pence, Senate Republicans and the Trump Administration voted to allow corporate abuses to continue with little to no accountability to consumers. Among the primary ways corporations, financial institutions in particular, get away with unscrupulous and abusive business practices is by forcing aggrieved consumers into binding arbitration and away from […]

Can a Debt Collector Garnishee My Unemployment Check to Satisfy a Judgment in New York?

By: Robert J. Nahoum THE PROBLEM: You’ve lost your job and fallen on hard times.  Debt collectors have been after you, some have even sued. A judgment has now been entered against you.  You are on a fixed budget and your only source of income is unemployment.  You’re worried that the debt collector will garnishee your unemployment check. Can they […]

5 Things to know Before Appearing in the New York City Civil Court for a Debt Collection Case

By: Robert J. Nahoum You’ve been served was a summons and complaint or discovered that you have a default judgment entered against you.  It’s a debt collector suing you on an old credit card or medical debt.  You filed your answer or your order to show cause and now have a court date. One of the important questions you are […]

What is the New York City Civil Court?

By: Robert J. Nahoum In New York State, the court system is referred to as the “Unified Court Systemâ€.  However, in reality, the courts are far from unified.  Each county has a “Supreme Courtâ€.  The Supreme Court has the jurisdictional authority to hear any kind of case but generally only hears cases where the amount in dispute is over $25,000.00. […]