The High Cost of Adjournments in New York Debt Collection Cases

By: Robert J. Nahoum

A man in suit and tie with his arms crossed.


A debt collector has served was a summons and complaint or you’ve discovered that a debt collector has a default judgment against you.  You show up to court expecting to put an end to your case but the debt collection attorney is unprepared and requests that the court grant an adjournment.  What does this mean for you?


An adjournment, sometimes called a “continuance†or “application†is the putting off or postponing of proceedings to another day.  Adjournments are granted by New York debt collection courts all the time for all sorts of reasons.  In fact, in many cases, adjournments are the rule rather than the exception.  Motions, hearings, conferences and other court appearances are routinely adjourned at least once before the court makes a decision.

Adjournments can be very disruptive and damaging for debt collection defendants who have to appear in court.  Many people have to take time away from work or find child care in order to make it to a court appearance.  The debt collectors know this and take advantage of it.


Because court dates are so often adjourned, court appearances can sometimes take 2, 3 and sometimes even more trips to the courthouse.  If adjournments like this impose a particular burden on you, don’t agree to it. Insist that the application be made to the judge and explain why an adjournment would impose a significant burden to you.

If you need help settling or defending a debt collection law suit, stopping harassing debt collectors or suing a debt collector, contact us today to see what we can do for you.  With office located in the Bronx, Brooklyn and Rockland County, the Law Offices of Robert J. Nahoum defends consumers in debt collection cases throughout the Tristate area including New Jersey.

The Law Offices of Robert J. Nahoum, P.C
(845) 232-0202