These are strange days indeed. The Coronavirus has compelled us all to adapt our lives in ways we could not have imagined just a few months ago.
Behind the Scenes (Law Office Adaptation in the Age of Corona)
How to Use Consumer Arbitration to Your Advantage
By: Robert J. Nahoum WHAT IS ARBITRATION? As technology advances, our lives have been made easier in many ways. There is no shortage of companies lining up to provide us with one sort of a service or another. Some we pay for like our cell phones, cable, internet and Netflix while others are free like Facebook, twitter and YouTube. One […]
Student Loan Forgiveness as a Corona-Economy Stimulus Strategy
Forgiving federal student loans is a smart, moral and effective means of blunting the economic devastation of the Corona-Economy. Currently, 44 million Americans have student loans totaling $1.6 trillion. In 2010, student loan debt in the United States was roughly $833 billion. Ten years later, that number has exploded to more than $1.6 trillion. Relieving working Americans from this burden […]
Status Update on the New York Debt Collection Courts During the Corona Shutdown
Since the first days of the Corona shutdown in New York, debt collection defense lawyers have been concerned that the courthouse doors would be shut to consumers suffering under wage garnishments and restrained bank accounts. We were concerned that there was not avenue for relief for aggrieved debtors. As the courts begin to thaw, those worries are subsiding and we […]
Can Wages be Garnisheed During the Corona-Economy?
While sheltered in place and so many businesses closed, the Covid-19 pandemic is causing extraordinary economic distress for so many working families. As we all stockpile food and supplies, every penny we earn is precious and necessary to keep our families safe and comfortable during this crisis. Few of us can afford to give up 10% of our salary to […]
New York Wage Garnishments During the Corona-Economy
THE PROBLEM While sheltered in place and so many businesses closed, the Covid-19 pandemic is causing extraordinary economic distress for so many working families. As we all stockpile food and supplies, every penny we earn is precious and necessary to keep our families safe and comfortable during this crisis. Few of us can afford to give up 10% of our […]
I have Insurance, Why am I Getting Medical Bills
Despite being fully insured, too many working people continue to get medial bills. The bills often make little to no sense and getting straight answers from your insurance carriers and the healthcare providers who blame each other is frustrating. There are only three reasons why anyone with health insurance should receive medical bills: Deductibles, Co-Payments, Co-Insurance.
Why am I Getting Medical Bills?
By: Robert J. Nahoum THE PROBLEM You were in an accident, became sick or perhaps contracted the coronavirus. You seek appropriate medical care and are thankful to have recovered. Nothing more to worry about because you are fully insured through an employer-based health insurance plan- right? Despite being fully insured, you continue to get medial bills. The bills make […]
What They Are Not Saying to Us About Corona Debt
Politicians and policy makers are not talking enough about Corona-Debt and their plans to help working families manage the financial devastation they will suffer.
Where is the Help for Working People and the Debt Hole the Corona-Economy is Digging for Them?
All the politicians and policy makers keep talking about a fantasyland where we all go back to work soon – before mass testing or a vaccine. The truth seems more likely many more months of lockdown. I see little to no help for working families to get out of the debt hole that is being dug.