By: Robert J. Nahoum WHY YOU’RE HERE You may have landed here because: Your bank account is suddenly frozen due to a judgment from Hudson Valley Credit Union. You’ve received a notice from your County Sheriff or a New York City Marshall that your wages will be garnisheed because there is a debt collection judgment against you from Hudson Valley […]
Sued by Hudson Valley Credit Union?
Sued By CKS Prime Investments LLC In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called CKS Prime Investments LLC. You’ve received a notice from your County Sheriff or a New York City Marshall […]
Sued By Security Credit Services, LLC In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called Security Credit Services LLC. You’ve received a notice from your County Sheriff or a New York City Marshall […]
Sued By Malen & Associates PC?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you. You call the bank to find out what’s going on and are told to speak some law-firm called Malen & Associates PC. […]
Sued By Roach & Murtha Attorneys at Law?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you. You call the bank to find out what’s going on and are told to speak some law-firm called Roach & Murtha Attorneys at […]
Sued By Velocity Investments LLC In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called Velocity Investments LLC. You’ve received a notice from your County Sheriff or a New York City Marshall that […]
How Electronic Signatures Changed Auto Financing
By: Robert J. Nahoum The rise of electronic signatures has transformed how auto sales are completed. Dealerships can now finalize transactions instantly, allowing consumers to sign purchase and financing documents electronically from a tablet or computer. While convenient, this digital shift has also created new opportunities for deception. Unscrupulous dealers may use electronic signature platforms to slip unauthorized products into […]
How Bank Representative Impersonation Scams Work
By: Robert J. Nahoum Bank representative impersonation scams have surged in recent years as fraudsters use increasingly convincing tactics to trick consumers into sending money or revealing account access. These scams often begin with a phone call, text, or email that appears to come from your bank. The scammer might spoof the bank’s legitimate phone number or email address, making […]
What Qualifies as a Billing Error under the Fair Credit Biling Act (FCBA)
By: Robert J. Nahoum A billing error under the Fair Credit Billing Act (FCBA) occurs when a credit card statement contains mistakes such as unauthorized charges, incorrect amounts, charges for goods or services not received, or computational errors. FCBA lawsuits allow consumers to dispute these errors efficiently, and aggrieved consumers may recover financial damages and, in some cases, attorneys’ fees. […]
Common Examples of Unauthorized Credit Card Transactions and Bank Liability Under the Fair Credit Billing Act
By: Robert J. Nahoum The Fair Credit Billing Act (FCBA) is a vital federal consumer protection law that shields consumers from unfair credit card billing practices, including unauthorized transactions. If you find unfamiliar charges on your credit card statement, the FCBA provides important protections and a procedure to dispute those charges, potentially resulting in bank liability for the disputed amounts. […]