By: Robert J. Nahoum The Short Answer: Credit Cards Are Safer If your wallet is stolen or your card details are compromised, a credit card is significantly safer than a debit card due to federal liability limits and the source of funds during a dispute. When fraud occurs on a credit card, you are fighting with the bank’s money. Your liability is capped at $50, […]
Debit Card vs. Credit Card: Which Is Safer from Fraud in 2026?
What Qualifies as a Billing Error under the Fair Credit Biling Act (FCBA)
By: Robert J. Nahoum A billing error under the Fair Credit Billing Act (FCBA) occurs when a credit card statement contains mistakes such as unauthorized charges, incorrect amounts, charges for goods or services not received, or computational errors. FCBA lawsuits allow consumers to dispute these errors efficiently, and aggrieved consumers may recover financial damages and, in some cases, attorneys’ fees. […]
Common Examples of Unauthorized Credit Card Transactions and Bank Liability Under the Fair Credit Billing Act
By: Robert J. Nahoum The Fair Credit Billing Act (FCBA) is a vital federal consumer protection law that shields consumers from unfair credit card billing practices, including unauthorized transactions. If you find unfamiliar charges on your credit card statement, the FCBA provides important protections and a procedure to dispute those charges, potentially resulting in bank liability for the disputed amounts. […]