What is a Class Action Consumer Lawsuit?

By: Robert J. Nahoum Consumer lawyers are, as the name implies, lawyers who focus their practices on consumer issues.  What are consumer issues?  Consumer issues are those legal issues that arise when regular people (as opposed to businesses) go out into the market place to buy goods or services.  For example – buying a car, getting a mortgage to buy […]

How to Tell the Legitimate Debt Collectors from the Frauds

By: Robert J. Nahoum Anyone who has ever dealt with a debt collectors knows how invasive and annoying they can be.  The phone rings incessantly and the letters in the mail never seem to stop.  Sometimes debt collectors cross the line between aggressive debt collection and harassment. When they do cross that line, Federal consumer protection laws step in to […]

Bock v. Pressler & Pressler – 4 Seconds is Not Meaningful Attorney Review

By: Robert J. Nahoum Federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA for short) protects consumers from unscrupulous debt collectors.  The FDCPA establishes a general prohibition against the use of “false, deceptive, or misleading representation or means in connection with the collection of any debt.”  The various subsections of the FDCPA, sixteen in total, provide […]

In What Courts Are New York Debt Collection Cases Filed?

By: Robert J. Nahoum The New York court system is called the “New York State Unified Court Systemâ€.  However, the courts don’t always seem to be “unifiedâ€.  There are a variety of different courts in different parts of the state that hear different kinds of cases.  Each county has a “Supreme Courtâ€.  The Supreme Court has the jurisdictional authority to […]

2nd Cir. Court Of Appeals Allows Fraudulent Default Judgment Class Action to Proceed

By: Robert J. Nahoum THE PROBLEM: In the matter Sykes et al v. Mel S. Harris and Associates LLC et al, the U.S. Court of Appeals, 2nd Circuit has ruled that a district court was in its rights to grant class action status to a case in which debt buyer Leucadia National Corp and its lawyers Mel Harris and Associates […]

Sued By Razor Capital, LLC In New York or New Jersey?

By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint.  Razor Capital, LLC is suing you for an old debt. WHO IS RAZOR CAPITAL, LLC?: Razor Capital, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies […]