Who is Houslanger & Associates?

By: Robert J. Nahoum THE PROBLEM: Two scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you. You call the bank to find out what’s going on and are told to speak some law-firm called Houslanger & Associates. You’ve received […]

The Ripple Effect of a Default Judgment

By: Robert J. Nahoum Debt collection lawyers’ bread and butter are default judgments because they are the quickest and easiest way to hang up consumers for old debts.  The fastest way to a default judgment is when the consumer fails answer the complaint.  If you are unaware that you have been sued, the debt collector can have a default judgment […]

A Checklist For Proper Service of a NY Debt Collection Summons and Complaint

By: Robert J. Nahoum In New York debt collection lawsuits, most cases are won on default where the consumer never answered the complaint.  Many consumers don’t answer because they don’t know they’ve been sued.  Most don’t know they’ve been sued because the debt collector never properly served copies of the summons and complaint. According to New York State law, before […]

NY Court System Adopts New Rules For Consumer Debt Collection Cases

By: Robert J. Nahoum   New York Chief Judge Jonathan Lippman announced that new rules have been adopted to prevent the entry of unwarranted default judgments in the 100,000 plus debt collection cases filed yearly in New York state courts. According the Chief Administrator’s office, “the new rules reflect the most comprehensive effort by a court system nationally to ensure a […]

The Law Offices of Robert J. Nahoum Convinces Eltman, Eltman & Cooper To Vacate a 17 Year Old Default Judgment

By: Robert J. Nahoum   We have noted a remarkable uptick in the assignments of judgments – a debt buying practice where debt buyers purchase portfolios of old default judgments which have lain dormant for years.  In particular, we have observed the infamous New York debt buyer Erin Capital Management and their affiliated law firm Eltman, Eltman & Cooper dusting off […]