How to Answer an Information Subpoena

By: Robert J. Nahoum You come home to find a notice from the post office that you have certified mail waiting for you.  You retrieve the certified mail, open the envelope and find a court document called an “Information Subpoenaâ€.  As it turns out, you have a default judgment entered against you for an old debt. The law allows judgment […]

What is “Chain of Title” in a Debt Buyer Debt Collection Case?

By: Robert J. Nahoum Consumers sued in debt collection cases often find themselves up against companies they have never heard of.  Names like Midland Funding, LVNV Funding, CACH LLC, New Century Financial Services, Portfolio Recovery Associates, Unifund and Calvary Portfolio Services.  The reason you’ve never heard of these companies is because, while you’ve never done business with them, they’re doing […]

Why Original Creditors Won’t Talk to You About Your Debt?

By: Robert J. Nahoum Consumers sued in debt collection cases often find themselves up against companies they have never heard of.  Names like Midland Funding, LVNV Funding, CACH LLC, New Century Financial Services, Portfolio Recovery Associates, Unifund and Calvary Portfolio Services.  The reason you’ve never heard of these companies is because, while you’ve never done business with them, they’re doing […]