An FDCPA Claim Is not a Defense to A Debt Collection Case, But it is a Claim Worth Pursuing.

httpv://www.youtube.com/watch?v=iK7uk5VpqIY&feature=youtu.be by: Robert J. Nahoum THE PROBLEM: You’ve just been sued by a debt collector on an old debt.  You hired a lawyer to defend you and the lawyer tells you that the debt collector has violated federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA).  But, your lawyer also tells you that the FDCPA violation doesn’t […]

Illegal Foreclosure on Military Homeowners

By: Robert J. Nahoum An article on the Huffington Post yesterday reported how banks had illegally foreclosed on dozens of military homeowners.  This report comes on the heels of our blog on the Service members Civil Relief Act and our announcement of the Rockland County Military Families Pro-Bono Program. Its deplorable to think that banks would take advantage of our brave […]

Soldiers’ Rights Under The Servicemember’s Civil Relief Act

Soldiers’ Rights Under The Servicemember’s Civil Relief Act by: Robert J. Nahoum May 4, 2011 httpv://www.youtube.com/watch?v=Anua9F7Qguw&feature=youtu.be I. SUMMARY Brave members of the American armed forced are often away from home and their loved ones for extended periods of time.  As America now wages war on no less than three fronts, extended deployments are more and more of a reality for many […]

Announcing the Rockland County Service-Member Pro Bono Program

Announcing the Rockland County Service-Member Pro Bono Program by: Robert J. Nahoum May 2, 2011 In consideration of the heroic and selfless work performed by Rockland County service-members and the sacrifice of their families, The Law Offices of Robert J. Nahoum is proud to announce that we will represent any active-duty Rockland County military families pro bono (for free) in any […]

Are Debt Collectors Getting Away With Illegal Debt Collection Under The Watchful Eye Of A Chapter 7 Trustee?

by: Robert J. Nahoum I. SUMMARY A Chapter 7 bankruptcy trustee represents the estate of Chapter 7 bankruptcy debtors and is responsible for recovery, preservation, liquidation and distribution of the Chapter 7 estate assets.  Among the property of the estate are causes of action or lawsuits for wrongful damage caused to the debtor.  For example, if the debtor was injured when […]

When Is A Residential Mortgage Loan Servicer A Debt Collector?

  By: Robert J. Nahoum I. SUMMARY Federal debt collection laws not only regulate the collection conduct of traditional collection agencies but attorneys and, in some circumstances, loan servicers. In the name of thin-profit margins, the current mortgage foreclosure crisis has pushed many loan servicers and bank attorneys to limits of these consumer protection laws. Those found to have violated debt […]