What is a Class Action Consumer Lawsuit?
- June 17th, 2015
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By: Robert J. Nahoum Consumer lawyers are, as the name implies, lawyers who focus their practices on consumer issues. What are consumer issues? Consumer issues are those legal issues that arise when regular people (as opposed to businesses) go out…
Who is the Least Sophisticated Consumer?
- January 22nd, 2014
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By: Robert J. Nahoum THE PROBLEM: You’ve fallen behind on bills and get a debt collection letter from a lawyer. The letter says that if you don’t pay a $75 medical bill you will be sued. You’re a pretty smart…
Should I Ignore The Debt Collection Agency?
- November 20th, 2013
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By: Robert J. Nahoum THE PROBLEM: Anyone who has ever dealt with a debt collection agency knows how invasive, harassing and annoying they can be. The phone rings incessantly and the letters in the mail never seem to stop. What to…
Can a Debt Collector Text Me?
- September 26th, 2013
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By: Robert J. Nahoum THE PROBLEM: In their ever creative ways to communicate with consumers and harass them into paying debts, two Glendale California based debt collectors began a campaign of sending text messages to consumers in which they failed to…
World’s Largest Debt Collector Settles Federal Charges and Agrees to Pay $3.2 Million Penalty For Repeated FDCPA Violations
- July 11th, 2013
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By: Robert J. Nahoum THE PROBLEM: Expert Global Solutions and its subsidiaries comprise the largest debt collection operation the world has ever known. With an operation that big swimming in the muck of the consumer debt collection industry, it should come…
Will Original Creditors Soon Have to Comply With Federal Debt Collection Regulations?
- July 10th, 2013
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By: Robert J. Nahoum THE PROBLEM: Federal debt collection law known as the Fair Debt Collection Practices Act (FDCPA for short), is designed to prevent debt collectors from using unfair, false, misleading and harassing debt collection tactics. However, the FDCPA generally…
Was I Sued in the Right Place?
- May 2nd, 2013
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By: Robert J. Nahoum THE PROBLEM: You have been sued by a debt collector for a consumer debt in a county, city, town or state where you don’t live. Can the debt collector do that? The Rule: In legal jargon, the…
Calling a Consumer Debtor a Liar May Violate the FDCPA
- April 30th, 2013
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By: Robert J. Nahoum THE PROBLEM: A debt collector has got you on the phone; you truthfully tell him that you simply don’t have the money to pay and he crudely and obnoxiously calls you a liar. Can he get away…
Repeated Hang Ups May Violate the FDCPA
- April 22nd, 2013
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By: Robert J. Nahoum THE PROBLEM: You are being hounded by debt collectors, the debt collection calls are coming fast and furious but one of the callers repeatedly hangs up either prior to or as soon as you or your voice…
3rd Circuit Rules Debt Collection Letter Violates The FDCPA Because It Can Be Reasonably Read To Have Two Or More Different Meanings, One Of Which Is Inaccurate
- March 15th, 2013
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By: Robert J. Nahoum Consumer Ray Caprio filed a lawsuit in the Federal District Court for the District of New Jersey against debt collector Healthcare Revenue Recovery Group, LLC claiming that a debt collection letter he received violated Fair Debt Collection…