By: Robert J. Nahoum According to data from the New York State Unified Court System, Midland Credit Management—one of the nation’s largest junk debt buyers—filed 11,306 debt collection lawsuits in New York during 2025. These lawsuits targeted consumers in nearly every county, including 1,542 cases in the Bronx, 1,561 in Brooklyn, 750 in Nassau County, 621 in Manhattan, 2,091 in Queens, and 1,469 […]
Midland Credit Management Filed Over 11,000 New York Debt Collection Lawsuits in 2025
Junk Debt Buyer Midland Funding Filed Only 526 New York Debt Collection Cases In 2017
By: Robert J. Nahoum According to the New York State Unified Court System, Junk debt buyer Midland Funding, LLC filed only 526 New York debt collection lawsuits in 2017 which is 87% less than the 4,219 it filed in 2016. Midland Funding, LLC operates under a variety of names including “Midland Funding of Delaware, LLCâ€, “Midland Credit Management, Inc.â€, “Midland […]
Midland Funding $10,749 Default Judgment Settled, Voluntarily Vacated and Dismissed For Sewer Service
By: Robert J. Nahoum RECENT VICTORY: Our client recently discovered a default judgment entered against her in the Supreme Court Suffolk County in 2007 by junk debt buyer Midland Funding when she was subpoenaed to appear at a debtor exam deposition. After consulting with our firm, we were retained and were successful in settling the case for a fraction of […]
4 Year Statute of Limitations on Store Branded Credit Cards in New Jersey
By: Robert J. Nahoum As reported by the New Jersey Law Journal, a three-judge Appellate Division panel ruled that “credit cards issued for a specific retailer are governed by N.J.S.A. 12A:20-725, which deals with the sale of good, rather than N.J.S.A. 2A:14-1, which governs most contractual claims and has a six-year statute of limitations. ‘[W]e hold that the claims arising […]
Debt Buyer Midland Funding Filed 11,616 New York Debt Collection Cases In 2015
By: Robert J. Nahoum Midland Funding, LLC is an notorious “debt buyer†power house, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. According to the New York State Unified Court System, Midland Funding, LLC filed nearly 12,000 New York debt collection lawsuits in 2015 […]
Midland Funding Lawsuit Dismissed For Failure to Prove Standing
By: Robert J. Nahoum In a debt collection lawsuit, the Plaintiff (the party bringing the lawsuit) always has the burden to prove that the Defendant (the party being sued) is responsible for the debt. To meet this burden, a junk debt buyer like Midland Funding must prove that (1) it has the right to sue; (2) the debt is attributable […]
Debtor Entitled to a Protective Order Until Midland Funding Shows Standing
By: Robert J. Nahoum Debt collection lawsuits brought by junk debt buyers like Midland Funding differ significantly from those brought by original creditors because junk debt buyers often lack the proof needed to win the case. In a debt collection lawsuit, the Plaintiff (the party bringing the lawsuit) always has the burden to prove that the Defendant (the party being […]
Midland Funding Ran Out the Clock on a New York Debt Collection Case
By: Robert J. Nahoum Infamous debt buyer Midland Funding, LLC files thousands and thousands of debt collection cases in New York every year. Midland and its attorneys are often accused of being sloppy in how they handle such a high volume of cases. One recent case in Wayne County New York illustrates this sloppiness. Midland had first filed a consumer […]
Midland Funding Case Stricken from Court Calendar for Failure of Evidence
By: Robert J. Nahoum It is common knowledge among debt collection attorneys (both plaintiffs and defendants) that debt buyers lack the evidence needed to prove their cases. Nevertheless, debt collectors win these cases because of defaults by the consumers and the costs of litigation. Judge Ignatius L. Muscarella of the First District Court of Nassau County was having none of […]
How Much is Too Little for Midland Funding to Sue on?
By: Robert J. Nahoum It goes without saying that consumer debt collection is a high volume business. Debt buyers like Midland Funding, LLC buy tens of thousands of consumer accounts with the full knowledge that they will only collect on a fraction of them. Midland Funding’s debt collection business model is to sue consumers on these purchased accounts in debt […]