I have Insurance, Why am I Getting Medical Bills

Despite being fully insured, too many working people continue to get medial bills.  The bills often make little to no sense and getting straight answers from your insurance carriers and the healthcare providers who blame each other is frustrating. There are only three reasons why anyone with health insurance should receive medical bills: Deductibles, Co-Payments, Co-Insurance.

New York Attorney General Letitia James Announced Plans to Keep Stimulus Checks Out of the Hands of Debt Collectors

By: Robert J. Nahoum When the federal government passed the Coronavirus Aid, Relief, and Economic Security (“CARES Actâ€) including stimulus checks of up to $1,200 per adult and $500 per child, it failed to protect that money from the reach of debt collectors.  Those of us in the consumer protection community immediately recognized the threat to working people and began […]

NCLC Resource – Protecting Against Creditor Seizure of Stimulus Checks

The consumer heroes at the National Consumer Law Center have issued the following resource to help consumer protect their corona stimulus checks from levy and seizure by heartless and unscrupulous debt collectors: “The CARES Act authorizes payments up to $1200 to individuals and $2400 for couples, with an additional $500 for children under 17 years old. The payments phase out […]

U.S. Treasury Must Protect Stimulus Payments From Garnishment by Debt Collectors

FOR IMMEDIATE RELEASE: APRIL 1, 2020 National Consumer Law Center contact: Jan Kruse (jkruse@nclc.org) Washington, D.C. – The U.S. Department of the Treasury must act immediately to ensure that the stimulus payments about to go out to millions of Americans are available for food and necessities and are not grabbed by debt collectors, according to advocates at the National Consumer Law Center. […]

Sued By Galaxy International Purchasing LLC In New York or New Jersey?

By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called Galaxy International Purchasing LLC.  You’ve received a notice from your County Sheriff or a New York City Marshall that […]