By: Robert J. Nahoum THE PROBLEM: A debt collector has been sending you letters, calling you on the phone and may have even sued you. It’s been like pulling teeth to get the debt collector to explain what the debt is and where it came from. As it turns out, the debt collector is not the company that originally extended […]
What is the Debt Collection Statute of Limitations in New York?
Could Stronger State Debt Collection Laws be Coming to New York State?
By:Â Robert J. Nahoum On May 28, 2014, the New York State Assembly passed a series of bills aimed at debt collectors. Â Included in the proposed laws is an enlargement of disclosure requirements to consumers, stronger court filings requirements and in debt collection lawsuits and a mandatory statewide licensure for debt collectors. The Assembly is committed to doing whatever we […]
A Free Pass From Washington For Debt Collection Attorneys On Misleading Consumers?
By: Robert J. Nahoum U.S. Senator Pat Toomey (R-Pa.) introduced a bill, with bi-partisan support, that would exempt debt collection attorneys from compliance with federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA) during specific litigation related debt collection activities. Sen. Toomey’s bill would “amend the Fair Debt Collection Practices Act to preclude law firms and […]
Five Things to Consider When Answering a Summons and Complaint in a Debt Collection Lawsuit
By: Robert J. Nahoum You’ve come home to find legal papers taped to your door. A closer look reveals that the legal papers are a debt collection summons and complaint – you are being sued you for an old debt.   A summons and complaint in a debt collection lawsuit should be answered and never ignored. Here are five things to consider […]
Sued By Cohen & Slamowitz, LLP in New York or New Jersey?
By:Â Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint, the law-firm Cohen & Slamowitz, LLP is listed as the attorney for some company you have never heard of suing you for an old debt. WHO IS COHEN & SLAMOWITZ, LLP?: Cohen & Slamowitz, LLP is an infamous debt collection law-firm representing a creditor or […]
- debt collection
- Debt Collection Agency
- Debt Collection Defense
- debt collector harassment
- Fair Debt Collection Practices Act
Who is the Least Sophisticated Consumer?
By: Robert J. Nahoum THE PROBLEM: You’ve fallen behind on bills and get a debt collection letter from a lawyer. The letter says that if you don’t pay a $75 medical bill you will be sued. You’re a pretty smart guy and you know that the lawyer is just blowing smoke – he’s not really going to sue you for […]
Sued By NCO Financial Systems, Inc. In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. NCO Financial Systems, Inc. or one of its affiliated companies is suing you for an old debt. WHO IS NCO FINANCIAL SYSTEMS, INC.?: NCO Financial Systems, Inc. is an infamous “debt buyerâ€, buying up portfolios of old debt from […]
Is There a Money Judgment Against You In Another State?
By: Robert J. Nahoum The Problem: You live in New York but used to live in another state and just learned that you were sued in that state by a debt collector and they have a default judgment against you. Can the debt collector pursue the default judgment in New York? Will you see it coming? What can you do to […]
Sued By Midland Funding, LLC In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. Midland Funding, LLC or one of its affiliated companies is suing you for an old debt. WHO IS MIDLAND FUNDING, LLC?: Midland Funding, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies […]
Sued By Erin Capital Management, LLC In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. Erin Capital Management, LLC is suing you for an old debt. WHO IS  ERIN CAPITAL MANAGEMENT, LLC?: Erin Capital Management, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car […]