By: Robert J. Nahoum THE PROBLEM: Debt collectors usually sue consumers in the courts where the consumer lives. This is true because the law requires. However, from time-to-time, there are debt collection lawyers out there that file suits in locations other than where the consumer lives to suit its own needs. This is not allowed. The Rule: In legal jargon, […]
What is an FDCPA Venue Violation?
How To Ensure Debt Collection Lawyers Obey The Law
By: Robert J. Nahoum Federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA for short) regulates the collection of consumer debts by third party debt collectors.  The FDCPA precludes debt collectors from using false, misleading, deceptive and harassing debt collection tactics. A “debt collector†is defined under the FDCPA as “any person who . . . […]
- debt collection
- Debt Collection Agency
- Debt Collection Defense
- debt collector harassment
- Fair Debt Collection Practices Act
Who is the Least Sophisticated Consumer?
By: Robert J. Nahoum THE PROBLEM: You’ve fallen behind on bills and get a debt collection letter from a lawyer. The letter says that if you don’t pay a $75 medical bill you will be sued. You’re a pretty smart guy and you know that the lawyer is just blowing smoke – he’s not really going to sue you for […]
Sued By NCO Financial Systems, Inc. In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. NCO Financial Systems, Inc. or one of its affiliated companies is suing you for an old debt. WHO IS NCO FINANCIAL SYSTEMS, INC.?: NCO Financial Systems, Inc. is an infamous “debt buyerâ€, buying up portfolios of old debt from […]
Is There a Money Judgment Against You In Another State?
By: Robert J. Nahoum The Problem: You live in New York but used to live in another state and just learned that you were sued in that state by a debt collector and they have a default judgment against you. Can the debt collector pursue the default judgment in New York? Will you see it coming? What can you do to […]
Sued By Erin Capital Management, LLC In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. Erin Capital Management, LLC is suing you for an old debt. WHO IS  ERIN CAPITAL MANAGEMENT, LLC?: Erin Capital Management, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car […]
Sued By Cavalry Portfolio Services, LLC In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. Cavalry Portfolio Services, LLC is suing you for an old debt. WHO IS CAVALRY PORTFOLIO SERVICES, LLC?: Cavalry Portfolio Services, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies […]
Sued By Asset Acceptance, LLC In New York or New Jersey?
By: Robert J. Nahoum The PROBLEM: You have just been served was a summons and complaint. Asset Acceptance, LLC is suing you for an old debt. WHO IS ASSET ACCEPTANCE, LLC?: Asset Acceptance, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on […]
Sued By CACH LLC In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. CACH, LLC is suing you for an old debt. WHO IS CACH, LLC?: CACH, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. The […]
Sued By LVNV Funding, LLC In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. LVNV Funding LLC is suing you for an old debt. WHO IS LVNV FUNDING, LLC?: LVNV Funding, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on […]