By:Â Robert J. Nahoum On May 28, 2014, the New York State Assembly passed a series of bills aimed at debt collectors. Â Included in the proposed laws is an enlargement of disclosure requirements to consumers, stronger court filings requirements and in debt collection lawsuits and a mandatory statewide licensure for debt collectors. The Assembly is committed to doing whatever we […]
Could Stronger State Debt Collection Laws be Coming to New York State?
A Check List for Answering a Debt Collection Lawsuit in New York Pro Se
By: Robert J. Nahoum You’ve come home to find legal papers taped to your door. A closer look reveals that the legal papers are a debt collection summons and complaint – you are being sued you for an old debt.   A summons and complaint in a debt collection lawsuit must be answered and never ignored or risk the certainty of […]
Who Are Consumer Attorneys?
By: Robert J. Nahoum There are all kinds of lawyers out there: real estate lawyers, personal injury lawyers, corporate lawyers, Wall Street lawyers and consumer lawyers to name a few. The good old days of the country lawyer who did it all have given way to specializations, attorneys who focus on or discrete areas of law. If you’ve never had […]
Five Ways to Stop Debt Collector Harassment
By: Robert J. Nahoum Whether it’s mounting credit card debt, unexpected medical bills or even defaulted student loans, when you fall behind on your bills, the debt collectors will harass you. Understandably, anyone who has dealt with debt collectors feels abused, harassed and bullied. This is due in large part to the heavy-handed tactics of the debt collection agents. Most […]
A Free Pass From Washington For Debt Collection Attorneys On Misleading Consumers?
By: Robert J. Nahoum U.S. Senator Pat Toomey (R-Pa.) introduced a bill, with bi-partisan support, that would exempt debt collection attorneys from compliance with federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA) during specific litigation related debt collection activities. Sen. Toomey’s bill would “amend the Fair Debt Collection Practices Act to preclude law firms and […]
The Law Offices of Robert J. Nahoum Convinces Eltman, Eltman & Cooper To Vacate a 17 Year Old Default Judgment
By: Robert J. Nahoum We have noted a remarkable uptick in the assignments of judgments – a debt buying practice where debt buyers purchase portfolios of old default judgments which have lain dormant for years. In particular, we have observed the infamous New York debt buyer Erin Capital Management and their affiliated law firm Eltman, Eltman & Cooper dusting off […]
How Much Will An FDCPA Lawyer Cost?
By: Robert J. Nahoum THE PROBLEM: You’ve been contacted by a debt collection agency trying to collect a debt. You’ve done your research and believe that the debt collector violated federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA for short).You want to hire a an attorney to sue the debt collector for harassing and lying […]
Portfolio Recovery Associates and Sherman Financial Group Must Vacate And Stop Collection On $16 Million In Judgments
By: Robert J. Nahoum New York Attorney General Eric T. Schneiderman announced on Thursday, May 8, 2014 that his office reached a settlement with two of the largest debt buyers in the U.S. – Portfolio Recovery Associates and Sherman Financial Group (bringing debt collection lawsuits as Resurgent Capital Services LP). Under the terms of the settlement, Portfolio Recovery Associates and […]
Five Signs Of Debt Collector Abuse
By: Robert J. Nahoum THE PROBLEM: Does any of this sound familiar – you lost your job and have fallen behind on bills; or maybe you got sick or hurt and your insurance doesn’t cover all of your medical expenses -the doctor and bills are piling up; or perhaps you just graduated from college and can’t find a job so you […]
What is An Order to Show Cause to Vacate a Default Judgment?
By: Robert J. Nahoum The Problem: You’re at the grocery store buying the family groceries, the cashier rings you up and you swipe your debit card; embarrassingly, the cashier tells you that your card is no good. You call your bank and are told that your bank account has been frozen. How can this have happened?  Turns out, you were […]