By: Robert J. Nahoum THE PROBLEM: You’ve been getting endless debt collection calls from a debt collection agency trying to collect a government resulting from a speeding ticket, a housing code violation, a criminal fine or even an overdue library book penalty. The debt collector has been harassing you with incessant calls, false threats and misleading information. Can you sue […]
Does the FDCPA Cover Money Owed to the Government?
Why Debt Collectors Accept Nominal Monthly Settlements
By: Robert J. Nahoum THE PROBLEM: You’ve been sued in a debt collection case; you’ve explained to the debt collection attorney that money is tight and you can’t afford to pay the debt. Nevertheless, the debt collection attorney has offered to settle the debt by you making monthly payments of only $20 each. You’re perplexed –why would the debt collector […]
There is a Default Judgment on My Credit Report
By: Robert J. Nahoum The Problem: You have recently discovered that you had been sued by a debt collector and that judgment has been entered against you. The judgment shows up in the public records section of your credit report and is bringing down your credit score. What should you do? The Rules: A judgment on your credit report must […]
What is Arbitration?
By: Robert J. Nahoum As technology has advanced our lives have undoubtedly been made easier. There is no shortage of companies lining up to provide us with one sort of a service or another. Some we pay for like our cell phones, cable, internet and Netflix while others are free like Facebook, twitter and Youtube. One thing these companies all […]
What is The Credit Repair Organizations Act?
By: Robert J. Nahoum THE PROBLEM: For many, your credit score has a powerful influence on your life. Your score influences how much your home and your car will cost and whether you will be approved for insurance, an apartment and even a job. With stakes this high, a lot of attention is paid to improving people’s scores. Everywhere you […]
What is a Good Settlement with Eltman, Eltman & Cooper?
By: Robert J. Nahoum The notorious debt collection law firm Eltman, Eltman & Cooper has sued you for an old debt that they bought from an original creditor. You are considering whether to fight them or to reach a reasonable settlement and get on with your life. You now have to determine how much is a good settlement with Eltman, […]
What is a Good Settlement with Rubin & Rothman?
By: Robert J. Nahoum The notorious debt collection law firm Rubin & Rothman has sued you for an old debt that they bought from an original creditor. You are considering whether to fight them or to reach a reasonable settlement and get on with your life. You now have to determine how much is a good settlement with Rubin & […]
What is a Good Settlement with Daniels, Norelli, Scully & Cecere P.C?
By: Robert J. Nahoum The notorious debt collection law firm Daniels, Norelli, Scully & Cecere P.C has sued you for an old debt that they bought from an original creditor. You are considering whether to fight them or to reach a reasonable settlement and get on with your life. You now have to determine how much is a good settlement […]
What is a Good Settlement with Pressler & Pressler?
By: Robert J. Nahoum The notorious debt collection law firm Pressler & Pressler has sued you for an old debt that they bought from an original creditor. You are considering whether to fight them or to reach a reasonable settlement and get on with your life. You now have to determine how much is a good settlement with Pressler & […]
What is a Good Settlement with Mel Harris & Associates?
By: Robert J. Nahoum The notorious debt collection law firm Mel Harris & Associates has sued you for an old debt that they bought from an original creditor. You are considering whether to fight them or to reach a reasonable settlement and get on with your life. You now have to determine how much is a good settlement with Mel […]