Got A Debt Collection Letter or Call? Tell The Debt Collector To VERIFY THE DEBT!!!

By: Robert J. Nahoum Federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA for short) generally prohibits debt collectors from using unfair or unconscionable debt collection practices when trying to collect a debt. In addition to these prohibitions, debt collectors are required by the FDCPA to provide consumer with certain notices of your rights. In its first […]

Robert Nahoum’s article, “FDCPA, FCRA Claims: Hidden Trustee Treasure?,” was recently published by American Bankruptcy Institute Law Journal

Robert J. Nahoum’s article, “FDCPA, FCRA Claims: Hidden Trustee Treasure?,†was recently published in the American Bankruptcy Institute Law Journal, Vol. XXX, No 8, October 2011. Available Here. About the Author Robert Nahoum is a New York State attorney practicing consumer protection and general litigation in the Tri-State Area including New York City, Westchester, Rockland, Nassau and Suffolk. His practice […]

Hey Debt Collector, Play By the Rules or Pay Me $1,000.00! Unfair Debt Collection Practices.

By: Robert J. Nahoum Federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA for short) generally prohibits debt collectors from using unfair or unconscionable debt collection practices when trying to collect a debt. But the question is what unfair debt or unconscionable debt collection practices? The prohibited conduct includes, but is not limited to: The collection of […]

The Fair Debt Collection Practices Act (FDCPA)

By: Robert J. Nahoum THE FAIR DEBT COLLECTION PRACTICES ACT Consumers in Rockland County, Westchester County, the Hudson Valley and all across the State of New York and the rest of the nation have laws protecting them from unscrupulous debt collectors using false, harassing and misleading debt collection tactics. As amended by Public Law 104-208, 110 Stat. 3009 (As of October […]

Are Debt collectors Being “False or Misleading” (a/k/a Full of Sh#t)?

By: Robert J. Nahoum Federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA for short) prohibits a debt collector from using false, deceptive, or misleading representation or tactics when trying to collect a debt. The list of prohibited conduct includes: The false representation or implication that the debt collector affiliated with the government; The false representation of […]

What is Debt Collector Harassment?

By: Robert J. Nahoum Have debt collectors been hounding you? Would you say they have been “harassing” you? Federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA for short) has established guidelines for conduct that is forbidden as “harassment”. If a debt collector commits any of the forbidden acts, you the consumer may have the right to […]