By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called Heritage Asset Management, Inc.. You’ve received a notice from your County Sheriff or a New York City Marshall that […]
Sued By Heritage Asset Management, Inc. In New York or New Jersey?
Sued By Deville Asset Management LTD In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called Deville Asset Management LTD. You’ve received a notice from your County Sheriff or a New York City Marshall that […]
5 Tips for Defending Debt Collection Lawsuits as the Courts Reopen
By: Robert J. Nahoum THE PROBLEM: Since the beginning of the Corona-Economy, courts throughout New York state and all over the country have shutdown. In many ways debt collection, like so many other sectors of the economy, came to halt. The debt collectors did not stop trying to collect debts because the debts miraculously disappeared, they stopped because our world […]
Status of NY Debt Collection Courts
New York Court’s are continuing to open. This week, we were notified that the New York State Supreme Courts would be reopening to new cases. The courts of lower jurisdiction, where most debt collection cases are filed, remained close. We will be keeping a close eye on whether the debt collectors will unload their backlog of new cases in the […]
A New Pew Report Confirms the Horror of Debt Collection Lawsuits
By: Robert J. Nahoum Any reader of this blog knows I have been ringing the alarm on the threat and inequities of debt collection lawsuits for years. I and my consumer attorney colleagues are on the frontlines of this battle, day in and day out, on behalf of our clients, holding back the title wave of financial disruption debt collection […]
Status Update on the New York Debt Collection Courts During the Corona Shutdown
Since the first days of the Corona shutdown in New York, debt collection defense lawyers have been concerned that the courthouse doors would be shut to consumers suffering under wage garnishments and restrained bank accounts. We were concerned that there was not avenue for relief for aggrieved debtors. As the courts begin to thaw, those worries are subsiding and we […]
New York Wage Garnishments During the Corona-Economy
THE PROBLEM While sheltered in place and so many businesses closed, the Covid-19 pandemic is causing extraordinary economic distress for so many working families. As we all stockpile food and supplies, every penny we earn is precious and necessary to keep our families safe and comfortable during this crisis. Few of us can afford to give up 10% of our […]
I have Insurance, Why am I Getting Medical Bills
Despite being fully insured, too many working people continue to get medial bills. The bills often make little to no sense and getting straight answers from your insurance carriers and the healthcare providers who blame each other is frustrating. There are only three reasons why anyone with health insurance should receive medical bills: Deductibles, Co-Payments, Co-Insurance.
New York Attorney General Letitia James Announced Plans to Keep Stimulus Checks Out of the Hands of Debt Collectors
By: Robert J. Nahoum When the federal government passed the Coronavirus Aid, Relief, and Economic Security (“CARES Actâ€) including stimulus checks of up to $1,200 per adult and $500 per child, it failed to protect that money from the reach of debt collectors. Those of us in the consumer protection community immediately recognized the threat to working people and began […]
- 15 U.S.C. §1692 et. seq.
- Debt
- debt collection
- Debt Collection Defense
- debt collector harassment
- Uncategorized
NCLC Resource – Protecting Against Creditor Seizure of Stimulus Checks
The consumer heroes at the National Consumer Law Center have issued the following resource to help consumer protect their corona stimulus checks from levy and seizure by heartless and unscrupulous debt collectors: “The CARES Act authorizes payments up to $1200 to individuals and $2400 for couples, with an additional $500 for children under 17 years old. The payments phase out […]