By: Robert J. Nahoum A Bronx judge recently denied debt buyer Cavalry’s motion for summary judgment after finding that the Plaintiff failed to comply with the strict notice requirements of the Consumer Credit Fairness Act (CCFA). The case—Cavalry SPV I, LLC v. Wilkerson (Sup. Ct., Bronx County, Dec. 4, 2024, Hummel, J.)—involved a $4,600 Home Depot credit card debt originally […]
- Calvary Portfolio Services
- Consumer Credit Fairness Act
- Debt
- debt collection
- Debt Collection Defense
Bronx Court Denies Debt Buyer’s Motion for Summary Judgment for Failing to Follow New Consumer Protection Rules
What is the New York Consumer Credit Fairness Act
By: Robert J. Nahoum The New York Consumer Credit Fairness Act (CCFA) is a major reform to the state’s debt collection laws designed to protect consumers from unfair, deceptive, or outdated collection practices. Enacted in 2021, the law gives consumers stronger rights when faced with debt collection lawsuits—especially cases filed by junk debt buyers who purchase old debts for pennies […]