Who is SRA Associates Inc.?

By: Robert J. Nahoum THE PROBLEM: Your phone is ringing off the hook and debt collection letters are filling up your mailbox.  Most of those letters and calls are coming from some company calling itself SRA Associates Inc.. WHO IS SRA ASSOCIATES INC.?: SRA Associates Inc. is an infamous debt collection agency.  According to SRA Associates Inc., The core focus and […]

Repeated Hang Ups May Violate the FDCPA

By: Robert J. Nahoum THE PROBLEM: You are being hounded by debt collectors, the debt collection calls are coming fast and furious but one of the callers repeatedly hangs up either prior to or as soon as you or your voice mail answers the call.  Due to the hang ups, you don’t know the identity of the debt collector or the […]

Does a Debt Collector Violate the FDCPA When He Threatens to Take My Unemployment Benefits?

By: Robert J. Nahoum THE PROBLEM: You’re out of work, fallen on hard times and your only income is from unemployment benefits.  Now you’re being harassed or sued by a debt collector who has threatened to take your unemployment benefits.  Can he get away with it? The Rule: Under federal debt collection laws known as the Fair Debt Collection Practices Act […]