By: Robert J. Nahoum
Mel S. Harris & Associates is an infamous debt collection law-firm representing creditors and debt buyers. Debt buyers buy up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.
According to the New York State Unified Court System, Mel Harris & Associates filed more than 5,000 New York debt collection lawsuits in 2014 alone. Debt collection cases like these are most often brought in New York’s civil, city and small claims courts.
Mel Harris & Associates is located at has its headquarters located at 5 Hanover Square, New York, NY 10004.
While Mel Harris & Associates is a law-firm, in reality they are more like a glorified collection agency using the courts as a debt collection tool. Once a judgment is obtained, law-firm debt collectors like Mel Harris & Associates can freeze bank accounts, garnishee wages and issue subpoenas.
Law-firm debt collectors like Mel Harris & Associates employ few attorneys but many debt collection agents. In fact, if you call them, you will not speak with an attorney, you will speak with a debt collection agent who is probably being paid a commission for any money he or she collects from you.
Mel Harris & Associates and many of its debt buyer clients are sued regularly by consumers for violations of the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal law that regulates the collection of consumer debts. It precludes third party debt collectors from using false, misleading, deceptive and harassing debt collection tactics.
If you need help settling or defending a debt collection law suit, stopping harassing debt collectors or suing a debt collector, contact us today to see what we can do for you. With office located in the Bronx, Brooklyn and Rockland County, the Law Offices of Robert J. Nahoum defends consumers in debt collection cases throughout the Tristate area including New Jersey.
The Law Offices of Robert J. Nahoum, P.C
(845) 232-0202