By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. Gemini Asset Recovery is suing you for an old debt. WHO IS GEMINI ASSET RECOVERY?: Gemini Asset Recovery is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies […]
Sued By Gemini Asset Recovery In New York or New Jersey?
Sued By Metro Portfolios Inc In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. Metro Portfolio Inc. is suing you for an old debt. WHO IS METRO PORTFOLIO INC.?: Metro Portfolio Inc. is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies […]
Sued By Platinum Recovery Services In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. Platinum Recovery Services, LLC is suing you for an old debt. WHO IS PLATINUM RECOVERY SERVICES, LLC?: Platinum Recovery Services, LLC is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car […]
Sued By East Coast Funding Group, Inc. In New York?
By: Robert J. Nahoum THE PROBLEM: You have just been served was a summons and complaint. East Coast Funding Group, Inc is suing you for an old debt. WHO IS CYPRESS FINANCIAL RECOVERIES, LLC?: East Coast Funding Group is a sub-prime auto lender financing the purchaser of new and used vehicles by consumer with bad credit. When the consumer default […]
Suing On a Time Barred Debt Violates the FDCPA
By: Robert J. Nahoum THE PROBLEM: You have been sued by a debt collector on a very old debt. In fact, the debt is so old; the lawsuit is barred by the statue of limitations. You may be asking yourself, can the debt collector do this? The answer is no! The Rule: Federal debt collection laws called the Fair Debt […]
Do I have to Sign for a Summons in a New York Debt Collection Lawsuit?
By: Robert J. Nahoum The Problem: Were you surprised to learn that your bank account has been frozen or your wages have been garnisheed? If your answer is yes, a debt collector likely has a default judgment against you from a lawsuit you had no idea had been filed. In debt collection lawsuits, most cases are won on default where […]
What is “Summary Judgment” in a Debt Collection Lawsuit?
By: Robert J. Nahoum THE PROBLEM Anyone who has been sued for an old debt will tell you that the process can be terribly confusing. The court papers used by the debt collectors are filled with legal jargon that makes little if any sense to non-lawyers. Debt collectors are always – 100% percent of the time – represented by attorneys […]
Are Payday Loans Legal in New York?
By: Robert J. Nahoum THE PROBLEM: Many working people unfortunately live on the precipice of financial collapse. A sudden medical issue, an unexpected auto repair or any other unforeseen expense could push a working family over the edge. In a pinch, too many consumers in need of quick cash turn to cash advance loans to bridge the gap. Also known […]
What Damages Are Available Under the Fair Debt Collection Practices Act?
By: Robert J. Nahoum Federal debt collection laws, known as the Fair Debt Collection Practices Act (FDCPA for short), regulates the collection of consumer debts by third party debt collectors.  The FDCPA is a comprehensive statute that prohibits a catalog of activities in connection with the collection of debts by third parties. The FDCPA imposes civil liability on any person […]
What is an Adjournment in a New York Debt Collection Case?
By: Robert J. Nahoum THE PROBLEM You’ve been served was a summons and complaint or discovered that you have a default judgment entered against you. It’s a debt collector suing you on an old credit card debt.  You’ve done your homework on the internet and realized that you can’t simply ignore the case so you filed your answer or your […]