By: Robert J. Nahoum Federal debt collection laws, known as the Fair Debt Collection Practices Act (FDCPA for short), regulates the collection of consumer debts by third party debt collectors.  The FDCPA is a comprehensive statute that prohibits a catalog of activities in connection with the collection of debts by third parties. The FDCPA imposes civil liability on any person […]
What Damages Are Available Under the Fair Debt Collection Practices Act?
What is an Adjournment in a New York Debt Collection Case?
By: Robert J. Nahoum THE PROBLEM You’ve been served was a summons and complaint or discovered that you have a default judgment entered against you. It’s a debt collector suing you on an old credit card debt.  You’ve done your homework on the internet and realized that you can’t simply ignore the case so you filed your answer or your […]
What is an “Affidavit of Service” in a Debt Collection Case?
By: Robert J. Nahoum The Problem: Were you surprised to learn that your bank account has been frozen or your wages have been garnisheed? If your answer is yes, a debt collector likely has a default judgment against you from a lawsuit you had no idea had been filed. In debt collection lawsuits, most cases are won on default where […]