By: Robert J. Nahoum
According to data from the New York State Unified Court System, Malen & Associates, PC, one of New York’s most active debt collection law firms, filed 8,738 debt collection lawsuits in 2025. This figure represents a dramatic increase from years past, signaling a concerning rise in aggressive debt collection activity across New York.
In addition to Capital One Bank, Malen & Associates’ biggest client, the law firm also files many debt collection lawsuit on behalf of the infamous debt buyer Velocity Investments.
Although Malen & Associates is a law firm by name, in practice it often functions more like a collection agency with legal powers, leveraging the courts as a tool for debt recovery. Once the firm obtains a judgment, it can freeze bank accounts, garnish wages, and issue subpoenas—all powerful methods of forced collection under New York law.
Behind the scenes, these law-firm debt collectors often employ only a handful of attorneys but rely heavily on commission-based collection agents. In many cases, consumers never actually speak with a licensed attorney from the firm, but rather with a debt collector trained to secure payments as quickly as possible.
Malen & Associates and several of its debt buyer clients have a long history of being accused of violating the Fair Debt Collection Practices Act (FDCPA)—a federal law prohibiting false, misleading, or harassing debt collection tactics. These violations frequently lead to consumer lawsuits and court sanctions.
If you’ve been contacted or sued by Malen & Associates, PC, you have rights under federal and state law. The Law Offices of Robert J. Nahoum, P.C. defends New York and New Jersey consumers against debt collection lawsuits, helps stop harassment, and holds predatory collectors accountable.
Contact us today to discuss your options:
📍 Offices in Brooklyn and the Hudson Valley
📞 (845) 232-0202
📧 info@nahoumlaw.com