By: Robert J. Nahoum
THE PROBLEM:
Three scenarios might have led you this article:
- You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called Grassy Sprain Group, Inc..
- You’ve received a notice from your County Sheriff or a New York City Marshall that your wages will be garnisheed because there is a debt collection judgment against you from Grassy Sprain Group, Inc..
- A process server has shown up to your home to deliver a summons and complaint or you’ve come home to find a summons and complaint taped to your door? Turns our, you’re being sued by Grassy Sprain Group, Inc..
WHO IS GRASSY SPRAIN GROUP, INC.?:
Grassy Sprain Group, Inc., along with its affiliates Woodfield Receivable Management Corp. and Hidden Oak Group, Inc.,. are a “junk debt buyer”, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. The debt buyers then try to collect the full amount from consumers.
Grassy Sprain Group, Inc. is located in Boca Raton, Florida, with operations in Pelham, New York.
Through its attorneys of choice, Abrahamsen Gindin, LLC (formerly Forster & Garbus), Grassy Sprain Group, Inc. is actively filing new debt collection lawsuits and pursuing and enforcing judgments awarded years ago through wage garnishments and frozen bank accounts.
Grassy Sprain Group, Inc. is an accused notorious violator of federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA) and is sued regularly by consumers for these violations. The FDCPA is a federal law that regulates the collection of consumer debts. It precludes third party debt collectors from using false, misleading, deceptive and harassing debt collection tactics.
THE PROBLEM WITH GRASSY SPRAIN GROUP, INC.:
To Grassy Sprain Group, Inc., you the consumer are no more than an entry on a spreadsheet, you are data. Unfortunately for Grassy Sprain Group, Inc., entries on spreadsheets are not enough to win against you in court.
In a debt collection lawsuit, Grassy Sprain Group, Inc. always has the burden to prove that the consumer is responsible for the debt. To meet this burden, Grassy Sprain Group, Inc. must prove that: (1) it has the right to sue you; (2) the debt is yours; and (3) you owe the amount for which you were sued. It is never the burden of the consumer to prove that he or she does not owe the debt.
To meet its burden, the proof submitted by Grassy Sprain Group, Inc. must be based on “personal knowledge”. Personal knowledge means that the person offering the evidence on behalf of Grassy Sprain Group, Inc. must be a witness to the event shown in a particular document. For example, if credit card bills are offered into evidence on behalf of Grassy Sprain Group, Inc., the person offering the evidence must have personal knowledge of how the information in the credit card bill got there, how it is generated and how it is maintained. That person must have personal knowledge of the computer system and how it operates. If this person does not have such personal knowledge, the evidence is “hearsay” and it cannot be used.
WHAT YOU SHOULD DO:
If you’ve received court papers or been sued by Grassy Sprain Group, Inc., don’t face it alone. The Law Offices of Robert J. Nahoum, P.C. helps consumers across New York fight back against improper debt collection practices.
Contact us today for a free consultation to learn your rights and protect your finances:
📞 (845) 232-0202 | 🖥️ www.nahoumlaw.com