A Checklist For Proper Service of a NY Debt Collection Summons and Complaint

By: Robert J. Nahoum In New York debt collection lawsuits, most cases are won on default where the consumer never answered the complaint.  Many consumers don’t answer because they don’t know they’ve been sued.  Most don’t know they’ve been sued because the debt collector never properly served copies of the summons and complaint. According to New York State law, before […]

What is the New Jersey Consumer Fraud Act?

By: Robert J. Nahoum THE PROBLEM: Every day in American consumers fall victim to unscrupulous business practices.  The fraudsters are indiscriminate and will rip off whomever they can in any way they can.  The scams cover a wide variety of business endeavors including construction, car sales, and finance and debt collection.  There are federal consumer protection laws intended to protect […]

Favorable Settlement with National Collegiate Student Loan Trust

By: Robert J. Nahoum National Collegiate Student Loan Trust (NCSLT) is a very busy company that few people have ever heard of.  Much like the mortgages involved in the financial and foreclosure crisis of just a few years ago, private student loans are packaged together as investments and sold on Wall Street.  Those packages of loans are held in trust […]

What is Fresh Financial Start?

By: Robert J. Nahoum THE PROBLEM: You, like so many others, have fallen behind on bills.  Whether you lost your job, got cut back on shifts or just can’t make due, it doesn’t matter what got you here, you need a way out from under and bankruptcy may be the solution for you. THE RULE: A fundamental goal of bankruptcy […]