By: Robert J. Nahoum
THE PROBLEM:
Three scenarios might have led you this article:
- You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you. You call the bank to find out what’s going on and are told to speak some law-firm called Malen & Associates PC.
- You’ve received a notice from your County Sheriff or a New York City Marshall that your wages will be garnisheed because there is a debt collection judgment against you. You call the Sheriff’s office to find out what’s going on and are told to speak some law-firm called Malen & Associates PC.
- A process server has shown up to your home to deliver a summons and complaint or you’ve come home to find a summons and complaint taped to your door? Turns out, you’re being sued by law-firm called Malen & Associates PC.
WHO IS MALEN & ASSOCIATES PC?:
Malen & Associates PC is a New York-based debt collection law firm located in Westbury, New York focusing on creditor’s rights, debt collections, and bankruptcy. They specialize in debt collection and judgment enforcement.
Malen & Associates PC, represents some of the most prolific junk debt buyers including Portfolio Recovery Associates, Velocity Investments, LLC, Bureaus Investment Group, PCA Acquisitions, Credit Corp Solutions, and CKS Prime Investments, LLC as well some of the better known banks and credit unions including Bank of America, Municipal Credit Union, Capital One NA, Four Leaf Federal Credit Union.
Law-firm debt collectors like Malen & Associates PC employ few attorneys but many non-attorney debt collection agents. In fact, if you call them, you will not speak with an attorney, you will speak with a debt collection agent who is probably being paid a commission for any money he or she collects from you.
Malen & Associates PC and many of its clients are sued regularly by consumers for violations of the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal law that regulates the collection of consumer debts. It precludes third party debt collectors from using false, misleading, deceptive and harassing debt collection tactics. If a debt buyer or its attorney violates the FDCPA, you can sue for statutory damages up to $1,000.00 plus actual damages (like pain and suffering) and your attorney’s fees.
WHAT YOU SHOULD DO:
If you need help settling or defending a debt collection law suit, stopping harassing debt collectors or suing a debt collector, contact us today to see what we can do for you. With office located in the Bronx, and Hudson Valley, the Law Offices of Robert J. Nahoum defends consumers in debt collection cases throughout the Tristate area including New Jersey.
The Law Offices of Robert J. Nahoum, P.C
(845) 232-0202