By: Robert J. Nahoum
WHY YOU’RE HERE
You may have landed here because:
- Your bank account is suddenly frozen due to a judgment from Capital One Bank (USA), N.A..
- You’ve received a notice from your County Sheriff or a New York City Marshall that your wages will be garnisheed because there is a debt collection judgment against you from Capital One Bank (USA), N.A..
- A process server has shown up to your home to deliver a summons and complaint or you’ve come home to find a summons and complaint taped to your door? Turns our, you’re being sued by Capital One Bank (USA), N.A..
WHO IS CAPITAL ONE BANK (USA), N.A.?
Capital One Financial Corporation, a large diversified financial services company headquartered in McLean, Virginia primarily focused on credit card lending and related consumer and small‑business lending products.
Through its credit card segment, Capital One issues a broad range of credit cards: general‑purpose consumer cards, small‑business cards, and co‑branded or private‑label cards, often differentiated by rewards structure (cash back, travel rewards, etc.) and by target credit profile (from subprime/rebuilding credit to prime and super‑prime customers).
When accounts default, Capital One initiates lawsuits to collect outstanding debts. These lawsuits are vigorously pursued, often leading to wage garnishments and frozen bank accounts if a judgment is obtained against you.
THE LEGAL CHALLENGE YOU FACE
Through its attorneys of choice, Malen & Associates PC, Rubin & Rothman LLC, Zwicker & Associates, P.C., Pressler, Felt & Warshaw, LLP and Selip & Stylianou, LLP Capital One Bank (USA), N.A. is actively filing new debt collection lawsuits and pursuing and enforcing judgments awarded years ago through wage garnishments and frozen bank accounts.
In any debt collection lawsuit, Capital One Bank (USA), N.A. (as the creditor) must prove that you breached a credit agreement with it and owe them a certain sum of money.
WHAT YOU SHOULD DO:
If you’ve been sued by Capital One Bank (USA), N.A. in a debt collection lawsuit, consider hiring a qualified attorney experienced in debt defense. The Law Offices of Robert J. Nahoum, P.C. routinely represents consumers in debt collection lawsuits brought by debt buyers like Capital One Bank (USA), N.A. in New York and New Jersey.
If you need help settling or defending a debt collection lawsuit, stopping harassing debt collectors or suing a debt collector, contact us today to see what we can do for you. With offices located in Brooklyn and the Hudson Valley, the Law Offices of Robert J. Nahoum defends consumers in debt collection cases throughout the Tristate area including New Jersey.
The Law Offices of Robert J. Nahoum, P.C
(845) 232-0202
www.nahoumlaw.com
info@nahoumlaw.com