By:Â Robert J. Nahoum
Asset Acceptance, LLC is an notorious “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.
According to the New York State Unified Court System, Asset Acceptance, LLC filed more than 2,000 New York debt collection lawsuits in 2013 alone. These cases were filed in New York’s civil, city and small claims courts where debt collection cases are most often filed.
You may be asking – “having filed this many cases in New York alone, how can Asset Acceptance, LLC be sure I owe them money?â€Â The simple answer is they can’t. To Asset Acceptance, LLC, you the consumer are no more than an entry on a spreadsheet, you are data. Unfortunately for Asset Acceptance, LLC, entries on spreadsheets are not always enough to beat you in court.
In a debt collection lawsuit, Asset Acceptance, LLC must prove that you are responsible for the debt. To meet this burden, Asset Acceptance, LLC must prove that: (1) it has the right to sue you; (2) that debt is yours; and (3) you owe the amount they sued you for.
Remember, to Asset Acceptance, LLC, you are just an entry on a spreadsheet. For this reason, Asset Acceptance, LLC routinely lacks the evidence necessary to prove its case and beat you in court.
Asset Acceptance, LLC regularly makes debt collection phone calls from (800) 545-9931 and is located at:
28405 Van Dyke Avenue
Warren, Michigan 48903.
The Law Offices of Robert J. Nahoum, P.C
(845) 232-0202
www.nahoumlaw.com
[email protected]