By: Robert J. Nahoum The New York Consumer Credit Fairness Act (CCFA) is a major reform to the state’s debt collection laws designed to protect consumers from unfair, deceptive, or outdated collection practices. Enacted in 2021, the law gives consumers stronger rights when faced with debt collection lawsuits—especially cases filed by junk debt buyers who purchase old debts for pennies […]
What is the New York Consumer Credit Fairness Act
Sued By Zwicker & Associates PC in New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you. You call the bank to find out what’s going on and are told to speak some law-firm called Zwicker & Associates PC. […]
Sued by FourLeaf Federal Credit Union?
By: Robert J. Nahoum WHY YOU’RE HERE You may have landed here because: Your bank account is suddenly frozen due to a judgment from FourLeaf Federal Credit Union. You’ve received a notice from your County Sheriff or a New York City Marshall that your wages will be garnisheed because there is a debt collection judgment against you from FourLeaf Federal […]
Sued by Capital One Bank (USA), N.A.?
By: Robert J. Nahoum WHY YOU’RE HERE You may have landed here because: Your bank account is suddenly frozen due to a judgment from Capital One Bank (USA), N.A.. You’ve received a notice from your County Sheriff or a New York City Marshall that your wages will be garnisheed because there is a debt collection judgment against you from Capital […]
Sued by Municipal Credit Union?
By: Robert J. Nahoum WHY YOU’RE HERE You may have landed here because: Your bank account is suddenly frozen due to a judgment from Municipal Credit Union. You’ve received a notice from your County Sheriff or a New York City Marshall that your wages will be garnisheed because there is a debt collection judgment against you from Municipal Credit Union. […]
Sued By PCA Acquisitions In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called PCA Acquisitions. You’ve received a notice from your County Sheriff or a New York City Marshall that your […]
Sued By Bureaus Investment Group In New York or New Jersey?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called Bureaus Investment Group. You’ve received a notice from your County Sheriff or a New York City Marshall that […]
Sued By Malen & Associates PC?
By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you. You call the bank to find out what’s going on and are told to speak some law-firm called Malen & Associates PC. […]
What is an Information Subpoena in a Consumer Debt Collection Lawsuit?
By: Robert J. Nahoum If you have been served with an information subpoena in a consumer debt collection lawsuit, you may be wondering what it is and what you need to do to comply. An information subpoena is a court order that requires you to provide information to the judgment creditor. A judgment creditor is someone who sued someone else […]
How a Default Judgment Can Result in a Lien on Your Home
By: Robert J. Nahoum If you have been sued by a debt collector and you lose the case, or if you fail to answer the case the debt collector will obtain a judgment against you. A judgment is a court order that says you owe the debt collector money. In New York State, the judgment results in a lien on […]