What is “Chain of Title” in a Debt Buyer Debt Collection Case?

By: Robert J. Nahoum Consumers sued in debt collection cases often find themselves up against companies they have never heard of.  Names like Midland Funding, LVNV Funding, CACH LLC, New Century Financial Services, Portfolio Recovery Associates, Unifund and Calvary Portfolio Services.  The reason you’ve never heard of these companies is because, while you’ve never done business with them, they’re doing […]

Sued For a Medical or Hospital Bill In New York?

  By: Robert J. Nahoum You were in an accident or became sick.  You had no choice but to seek medical attention even though you are uninsured or underinsured.  You’ve been slapped with a hefty medical bill that just can’t afford to pay.  The collection agencies have been calling, writing letters and harassing you.  You have explained over and over again […]

Harassed by Collection Agency Erin Capital Management, LLC in New York or New Jersey?

By: Robert J. Nahoum Erin Capital Management, LLC is an infamous collection agency and debt buyer, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.  The debt buyers then try to collect the full amount from consumers, plus interest, penalties, late fees, overdraft fees, attorney’s fees […]

Harassed by Collection Agency Cavalry Portfolio Services, LLC in New York or New Jersey?

By: Robert J. Nahoum Cavalry Portfolio Services, LLC is an infamous collection agency and debt buyer, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.  The debt buyers then try to collect the full amount from consumers, plus interest, penalties, late fees, overdraft fees, attorney’s fees […]

Harassed by Collection Agency CACH, LLC in New York or New Jersey?

By: Robert J. Nahoum CACH, LLC is an infamous collection agency and debt buyer, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.  The debt buyers then try to collect the full amount from consumers, plus interest, penalties, late fees, overdraft fees, attorney’s fees and whatever […]

Harassed by Collection Agency Asset Acceptance, LLC in New York or New Jersey?

By: Robert J. Nahoum Asset Acceptance, LLC is an infamous collection agency and debt buyer, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.  The debt buyers then try to collect the full amount from consumers, plus interest, penalties, late fees, overdraft fees, attorney’s fees and […]

How Many New York Debt Collection Cases Did Unifund CCR, LLC File in 2013?

By: Robert J. Nahoum Unifund CCR, LLC is an notorious “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar. According to the New York State Unified Court System, Unifund CCR, LLC filed more than 1,300 New York debt collection lawsuits in 2013 alone.  These […]

Sued By Unifund CCR, LLC In New York or New Jersey?

By: Robert J. Nahoum The PROBLEM: You have just been served was a summons and complaint.  Unifund CCR LLC is suing you for an old debt. WHO IS UNIFUND CCR, LLC?: Unifund CCR, LLC, also known as Unifund CCR Partners is an infamous “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies […]