By: Robert J. Nahoum
Midland Funding, LLC is an notorious “debt buyer”, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.
According to the New York State Unified Court System, Midland Funding, LLC filed more than 24,000 New York debt collection lawsuits in 2013 alone. These cases were filed in New York’s civil, city and small claims courts where debt collection cases are most often filed.
You may be asking – “having filed this many cases in New York alone, how can Midland Funding, LLC be sure I owe them money?” The simple answer is they can’t. To Midland Funding, LLC, you the consumer are no more than an entry on a spreadsheet, you are data. Unfortunately for Midland Funding, LLC, entries on spreadsheets are not always enough to beat you in court.
In a debt collection lawsuit, Midland Funding, LLC must prove that you are responsible for the debt. To meet this burden, Midland Funding, LLC must prove that: (1) it has the right to sue you; (2) that debt is yours; and (3) you owe the amount they sued you for.
Remember, to Midland Funding, LLC, you are just an entry on a spreadsheet. For this reason, Midland Funding, LLC routinely lacks the evidence necessary to prove its case and beat you in court.
Midland Funding, LLC and its affiliates regularly make debt collection phone calls from (800) 877-2377 and (800) 265-8825 and are located at:
8875 Aero Drive, Suite 200
San Diego, California 92123