Jefferson Capital, a Minnesota-Based Debt Collection Firm, Hit With Class Claims in Philly

By: Robert J. Nahoum Introduction Consumers across the country continue to push back against aggressive debt collection tactics, and Jefferson Capital is the latest collector to face serious legal heat in Philadelphia. A new putative class action accuses the Minnesota-based junk debt buyer of violating consumer protection laws through its collection and credit reporting practices, raising important questions for consumers. […]

Sued By Absolute Resolutions Investments, LLC?

By: Robert J. Nahoum THE PROBLEM: Three scenarios might have led you this article: You have just been notified by your bank that your account has been frozen because there is a debt collection judgment against you by some company called Absolute Resolutions Investments, LLC.   You’ve received a notice from your County Sheriff or a New York City Marshall […]

Bronx Court Denies Debt Buyer’s Motion for Summary Judgment for Failing to Follow New Consumer Protection Rules

By: Robert J. Nahoum A Bronx judge recently denied debt buyer Cavalry’s motion for summary judgment after finding that the Plaintiff failed to comply with the strict notice requirements of the Consumer Credit Fairness Act (CCFA). The case—Cavalry SPV I, LLC v. Wilkerson (Sup. Ct., Bronx County, Dec. 4, 2024, Hummel, J.)—involved a $4,600 Home Depot credit card debt originally […]

What is the New York Consumer Credit Fairness Act

By: Robert J. Nahoum The New York Consumer Credit Fairness Act (CCFA) is a major reform to the state’s debt collection laws designed to protect consumers from unfair, deceptive, or outdated collection practices. Enacted in 2021, the law gives consumers stronger rights when faced with debt collection lawsuits—especially cases filed by junk debt buyers who purchase old debts for pennies […]