Sued By PYOD LLC in New York or New Jersey?

By: Robert J. Nahoum THE PROBLEM: You’ve just discovered that your bank account has been frozen or that your wages are being garnished.  You learn that a default judgment has been entered against you by some company called PYOD, LLC. WHO IS PYOD, LLC? PYOD, LLC is a “junk debt buyer”, buying up portfolios of old debt from banks, credit […]

What Are the Elements of an FDCPA Claim?

By: Robert J. Nahoum THE PROBLEM: You’ve lost your job and fallen on hard times.  Debt collectors have been after you, and are becoming increasingly abusive and harassing. Some debt collectors have even crossed the line into illegal debt collection activities in violation of the Fair Debt Collection Practices Act. What must you proven to succeed on a claim for […]