By: Robert J. Nahoum
Kirschenbaum & Phillips, PC is a New York-based debt collection law firm that represents both creditors and junk debt buyers in lawsuits filed throughout the state. According to data from the New York State Unified Court System, Kirschenbaum & Phillips filed approximately 630 debt collection lawsuits in 2025, most on behalf of Credit Corp Solutions Inc., PCA Acquisitions V, LLC, and CACH LLC.
Headquartered in Farmingdale, NY, Kirschenbaum & Phillips files cases across the state—including the Hudson Valley counties of Orange, Rockland, and Westchester. In practice, firms like Kirschenbaum & Phillips function less like traditional law firms and more like high-volume collection agencies, using the court system to recover debts on behalf of their clients.
Once a judgment is obtained, law-firm debt collectors can take aggressive enforcement actions such as freezing bank accounts, garnishing wages, and issuing information subpoenas to locate assets. These tactics can place enormous pressure on consumers—especially those unaware of their legal rights.
While Kirschenbaum & Phillips operates under the banner of a law firm, most of their collection efforts are handled by debt collection agents, not attorneys. Consumers calling the firm often find themselves speaking with commissioned collectors rather than licensed lawyers.
Importantly, both Kirschenbaum & Phillips and many of their debt buyer clients are routinely sued by consumers for violating the Fair Debt Collection Practices Act (FDCPA)—the federal statute that prohibits misleading, deceptive, or harassing debt collection practices.
If you’ve been sued by Kirschenbaum & Phillips or another debt collection law firm, or if you’re facing harassing collection tactics, you have rights and defenses. The Law Offices of Robert J. Nahoum, P.C. has successfully defended thousands of New York consumers against debt collection lawsuits and abusive practices.
Contact us today to discuss your options for debt defense or settlement negotiation. With offices in Brooklyn, the Bronx, and Rockland County, we help consumers throughout the Tri-State area, including New York and New Jersey.
📞 Call: (845) 232‑0202
📍 Visit: www.nahoumlaw.com