By:Â Robert J. Nahoum
Portfolio Recovery Associates, LLC is a notorious “debt buyerâ€, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.
According to the New York State Unified Court System, Portfolio Recovery Associates, LLC filed more than 17,100  New York debt collection lawsuits in 2013 alone. These cases were filed in New York’s civil, city and small claims courts where debt collection cases are most often filed.
You may be asking – “having filed this many cases in New York alone, how can Portfolio Recovery Associates, LLC be sure I owe them money?â€Â The simple answer is they can’t. To Portfolio Recovery Associates, LLC, you the consumer are no more than an entry on a spreadsheet, you are data. Unfortunately for Portfolio Recovery Associates, LLC, entries on spreadsheets are not always enough to beat you in court.
In a debt collection lawsuit, Portfolio Recovery Associates, LLC must prove that you are responsible for the debt. To meet this burden, Portfolio Recovery Associates, LLC must prove that: (1) it has the right to sue you; (2) that debt is yours; and (3) you owe the amount they sued you for.
Remember, to Portfolio Recovery Associates, LLC, you are just an entry on a spreadsheet. For this reason, Portfolio Recovery Associates, LLC routinely lacks the evidence necessary to prove its case and beat you in court.
Portfolio Recovery Associates, LLC regularly make debt collection phone calls from (800) 772-1413, 800-331-0500, 866.925.7109, (800) 383-8013, and is located at:
120 Corporate Boulevard
Norfolk, VA 23502
The Law Offices of Robert J. Nahoum, P.C
(845) 232-0202
www.nahoumlaw.com
[email protected]