What is a Limited Scope Engagement?

By: Robert J. Nahoum THE PROBLEM: You’ve been served was a summons and complaint or discovered that you have a default judgment entered against you.  It’s a debt collector suing you on an old credit card or medical debt.  You’ve done your homework on the internet and realized that you can’t simply ignore the case as that will only make […]

Can You Have Your Wages Be Garnisheed by More Than one Judgment Creditor at a Time?

By: Robert J. Nahoum THE PROBLEM The economy has been rough for so many working people.  Like many others you relied on credit cards to make ends meet between jobs.  Now that you’re working again, you’re trying to pick up the pieces.  The credit card companies don’t care what your story is, they don’t care how you got where you […]

NY Dept. of Financial Services Issues Guidance on New Debt Collection Regulations

By: Robert J. Nahoum As part of the roll out of the new New York debt collection laws, the New York Department of Financial Services has issued guidance through a “Frequently Asked Questions†page on its website.  The FAQs clarifies the extent of the regulations and debt collectors’ responsibilities. The FAQ states that: “Does 23 NYCRR 1 apply to the […]

Will I Have to Appear In Court in a Debt Collection Lawsuit?

By: Robert J. Nahoum The Problem: You’ve been served was a summons and complaint or discovered that you have a default judgment entered against you.  It’s a debt collector suing you on an old credit card or medical debt.  You’ve done your homework on the internet and realized that you can’t simply ignore the case as that will only make […]

Superior Court of NJ Special Civil Part, The NJ Debt Collection Court

By: Robert J. Nahoum Each county in New Jersey has a Superior Court.  Within that Superior Court there are three different divisions that hear different kinds of cases.  The three divisions are: (1) The Law Division – Civil Part which has no monetary limit on the value of cases and usually hears cased involving automobile accidents, medical malpractice and commercial […]