By: Robert J. Nahoum
Our client recently discovered for the first time a 2001 default judgment entered against him in the Superior Court of the State of New Jersey County of Passaic, Special Civil Part by junk debt buyer Erin Capital Management and their collection law firm Eltman Law PC when he was notified by his bank that his account had been levied.
After consulting with our firm, we were retained and discovered that the lawsuit had originally been commenced by junk debt buyer New Century Financial Service and their collection lawyers of choice Pressler and Pressler.Â We learned that New Century assigned the judgment to Erin Capital 2014.
The assignment of judgment comes as no surprise – Erin Capital refers to itself as judgment enforcement experts and regularly buys debts after the consumer has already been sued and a judgment entered.
After being retained, we were successful in settling the case for a fraction of the judgment amount and having the default judgment voluntarily vacated and the entire case dismissed.
WHO IS ELTMAN LAW?:
Eltman Law, PC is an infamous debt collection law firm regularly representing collection agencies and junk debt buyers like Erin Capital Management, LLC and Midland Funding.Â Eltman Laws clients buy up portfolios of old debt from banks, credit card companies, hospitals, doctors, cell phone companies and car companies for pennies on the dollar.Â The debt buyers then try to collect the full amount from consumers, plus interest, penalties, late fees, overdraft fees, attorneyâ€™s fees and whatever other kinds of fees they can dream up.
Eltman Law, PC, began as â€œEltman, Eltman & Cooperâ€, a captive law-firm and essentially the in-house legal department to notorious debt collection agency Erin Capital Management.Â With its growth, Eltman has apparently expanded its client base beyond Erin Capital, changed its name to Eltman Law PC and moved its headquarters from New York City across the Hudson River to the much more affordable Jersey City, New Jersey.
Eltman is an accused notorious violator of federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA) and is sued regularly by consumers for these violations.Â The FDCPA generally prohibits the use of false, deceptive and harassing debt collection tactics. Â If a debt collector violates the FDCPA, it can be sued for statutory damages up to $1,000.00, actual damages (like pain and suffering) and the debt collector may have to pay for the consumerâ€™s attorney.
WHAT YOU SHOULD DO:
If youâ€™ve been sued by Eltman Law in a debt collection lawsuit, consider hiring a qualified attorney experienced in debt defense.Â The Law Offices of Robert J. Nahoum, P.C. routinely represents consumers in debt collection lawsuits brought by debt collection law firms like Eltman Law in New York and New Jersey.
As with all of our debt defense cases, The Law Offices of Robert J. Nahoum, P.C. analyzes debt collection cases brought by debt buyers to determine if any violations of the FDCPA have occurred.Â If so, we recommend to our clients that suit be brought in Federal District Court on behalf of the consumer and against the debt buyer.
If a debt collection law firm like Eltman Law violates the FDCPA, you can sue it for statutory damages up to $1,000.00 plus actual damages (like pain and suffering) and your attorneyâ€™s fees.Â In FDCPA cases, The Law Offices of Robert J. Nahoum, P.C. doesnâ€™t charge our clients a penny out of pocket.
If you need help settling or defending a debt collection law suit, stopping harassing debt collectors or suing a debt collector, contact us today to see what we can do for you.Â With office located in the Bronx, Brooklyn and Rockland County, the Law Offices of Robert J. Nahoum defends consumers in debt collection cases throughout the Tristate area including New Jersey.
The Law Offices of Robert J. Nahoum, P.C