According to data from the New York State Unified Court System, LVNV Funding LLC, one of the most active junk debt buyers in the country, filed 19,418 debt collection lawsuits in New York in 2025. These lawsuits were spread across the state, including: 1,375 cases in Brooklyn 1,545 cases in Nassau County 1,231 cases in Manhattan 2,289 cases in Queens and a staggering 4,355 cases in Suffolk County In addition to new […]
LVNV Funding Files Over 19,000 New York Debt Collection Lawsuits in 2025
Debt Collection Law Firm Kirschenbaum & Phillips, PC Filed Approximately 630 NY Debt Collection Cases In 2025
By: Robert J. Nahoum Kirschenbaum & Phillips, PC is a New York-based debt collection law firm that represents both creditors and junk debt buyers in lawsuits filed throughout the state. According to data from the New York State Unified Court System, Kirschenbaum & Phillips filed approximately 630 debt collection lawsuits in 2025, most on behalf of Credit Corp Solutions Inc., PCA Acquisitions V, LLC, […]
Debt Buyer Cavalry Portfolio Services Filed Fewer Debt Collection Lawsuits in New York in 2025
By: Robert J. Nahoum According to data from the New York State Unified Court System, junk debt buyer Cavalry Portfolio Services filed only 1,493 New York debt collection lawsuits in 2025, a significant number but lower than in prior years. Cavalry Portfolio Services, LLC and its affiliates—Cavalry SPV I, LLC, Cavalry SPV II, LLC, and Cavalry SPV IV, LLC—regularly pursue consumers in court to collect defaulted credit […]
Debt Buyer Absolute Resolutions Filed 309 New York Debt Collection Cases In 2025
By: Robert J. Nahoum Absolute Resolutions, a junk debt buyer, continues to aggressively pursue New York consumers through debt collection lawsuits. According to data from the New York State Unified Court System, Absolute Resolutions filed 309 debt collection cases across New York State in 2025. Who Is Absolute Resolutions? Absolute Resolutions is a debt purchasing company that acquires portfolios of old, charged-off […]
Wage Garnishment in New York vs. Federal Student Loan Administrative Wage Garnishment: FAQ
By: Robert J. Nahoum Wage garnishment for unpaid debts in New York is very different from federal administrative wage garnishment for defaulted federal student loans, especially in how the order is issued, how much can be taken, and what rights you have to challenge it. Understanding these differences helps New York consumers decide whether to fight the garnishment, negotiate, or look at […]
What It Means to Demand Substantiation of a Debt in New York
By: Robert J. Nahoum Under 23 NYCRR § 1.4, “substantiation of a debt” means the debt collector must supply written documentation proving that the consumer actually owes the charged‑off debt and that the collector has the right to collect it. While the rule only applies to “charged‑off” consumer debts, in practice many collectors follow similar procedures when any consumer disputes […]
Sued by Synchrony Bank?
By: Robert J. Nahoum WHY YOU’RE HERE You may have landed here because: Your bank account is suddenly frozen due to a judgment from Synchrony Bank. You’ve received a notice from your County Sheriff or a New York City Marshall that your wages will be garnisheed because there is a debt collection judgment against you from Synchrony Bank. A process […]
New York Passes Coerced Debt Law, A Critical Protection for Survivors of Economic Abuse
By: Robert J. Nahoum New York’s new coerced debt law protects survivors of economic abuse from coerced credit card, loan, and household debts and creates powerful defenses to collection. What Is Coerced Debt? New York has enacted a landmark coerced debt law that targets debts created through economic abuse rather than true, informed consent by the consumer. Coerced debt typically […]
How to Respond to a Wage Garnishment Notice in New York: FAQ Guide
By: Robert J. Nahoum What is wage garnishment? Wage garnishment is a legal process where a creditor with a court judgment orders your employer to withhold part of your paycheck to pay a debt. In New York, creditors must first sue you, win, and obtain a judgment before they can garnish your wages. What does a notice of wage garnishment […]
The FAIR Business Practices Act – NY GBL §349 Amended for First Time in 45 Years
By: Robert J. Nahoum Key amendments to NY GBL § 349 under the FAIR Business Practices Act. Amendments to NY GBL § 349 Aspect of GBL § 349 Pre‑Amendment Rule / Post‑Amendment Rule Scope of prohibited conduct – Pre: Prohibited only deceptive acts or practices that mislead or are likely to mislead reasonable consumers. – Post: Explicitly prohibits deceptive, unfair, and abusive acts or practices, significantly […]