What is the NSLDS and What Does It Tell You?

The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s central database for student aid and student loan information. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of Education programs.

NSLDS Student Access provides a centralized, integrated view of federal student loans and grants so that recipients of federal student loans can access and inquire about their loans through their entire cycle; from aid approval through closure.

What Information is Available Through NSLDS?

Borrowers can use NSLDS to make inquiries about the borrower’s federal student loans.  The site displays information including:

  • Loan amounts,
  • Outstanding balances (current principal and interest),
  • Loan statuses,
  • Loan disbursements;
  • Interest rates,
  • Current lender,
  • Current Servicer,
  • Current guaranty agency (does not list debt collector for defaulted loans);
  • Historical status of the loan (dates of repayment, default, forbearance/deferments).